1420 Gary Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 1420 Gary Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,631 sqft · built 1960
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$497,000 (Jul 2017)
Tax Bill	$6,818 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`289-0311-013-0000`

Property Details

APN / Parcel Number

Primary APN	`289-0311-013-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,631 sqft Living Area
1st Floor Area	2,071 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	10,454 sqft (0.24 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Pool Area	10,200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1420 GARY WAY
City	CARMICHAEL
State	CA
Zip	95608-5910
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	DEL DAYO RIVIERA 01, LOT 16
Legal Subdivision	DEL DAYO RIVIERA 01
Legal Lot Number	16
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2020
Census Tract	5804

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1420 GARY WAY, CARMICHAEL, CA 95608-5910
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC
Aug 26, 2020	Quit Claim Deed, Transfer UNITED WHOLESALE MTG
Jul 25, 2017	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Jul 25, 2017	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2017 · Amount on Record
Deed Sale	Jul 25, 2017 · Amount on Record
Prior Sale	Oct 12, 2001 · Amount on Record
Deed Book / Page	20170725 / 1305
Prior Transfer Date	Jul 19, 2017
Prior Transfer Doc	7250000001304
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1420 GARY WAY, CARMICHAEL, CA 95608-5910
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 GARY WAY, CARMICHAEL, CA 95608-5910

Mortgage

Document Number	0000001050
Date	Oct 23, 2025
Instrument	202510231050

Lender

Name	THE LOAN STORE INC
Type	Mortgage Company
Address	TUCSON, AZ 85718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 22, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 26, 2020
Property Address	1420 GARY WAY, CARMICHAEL, CA 95608-5910
Document Number	2008261526
Instrument Date	Aug 19, 2020
Instrument	2008261526
Transaction Type	Transfer
Record Updated	Sep 15, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1420 GARY WAY CARMICHAEL CA 956085910, CARMICHAEL, CA 95608-5910

Mortgage

Document Number	2008261527
Date	Aug 26, 2020
Instrument	2008261527

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Aug 25, 2045

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 25, 2017
Property Address	1420 GARY WAY, CARMICHAEL, CA 95608-5910
Document Number	1707251304
Instrument Date	Jul 19, 2017
Instrument	1707251304
Transaction Type	Transfer
Record Updated	Aug 3, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1420 GARY WAY CARMICHAEL CA 956085910, CARMICHAEL, CA 95608-5910

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 25, 2017
Property Address	1420 GARY WAY, CARMICHAEL, CA 95608-5910
Document Number	1707251305
Instrument Date	Jul 19, 2017
Instrument	1707251305
Transaction Type	Transfer
Record Updated	Aug 3, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$546.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1420 GARY WAY CARMICHAEL CA 956085910, CARMICHAEL, CA 95608-5910

Mortgage

Document Number	1707251306
Date	Jul 25, 2017
Instrument	1707251306

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 24, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$576,803 (+2%) Land $290,143 Building $286,660
2025	$6,818.00 (+0.98%) Homeowner's exemption	$565,494 (+4.04%) Land $284,454 Building $281,040
2024	$6,752.00 (+2.6%)
2023	$6,581.00 (+0.57%) Homeowner's exemption	$543,537 Land $273,409 Building $270,128
2022	$6,544.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 106 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	106 in force
Nearby Flood Claims	9 (1993–2026)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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