Sacramento County property record for 1440 Gary Way, Carmichael, CA 95608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,483 sqft · built 1967 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $323,000 (Nov 2000) |
| Tax Bill | $5,862 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Sep 2025 Transfer + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 289-0311-015-0000 |
| Primary APN | 289-0311-015-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,483 sqft Living Area |
| 1st Floor Area | 1,483 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 464 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 10,300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1440 GARY WAY |
|---|---|
| City | CARMICHAEL |
| State | CA |
| Zip | 95608-5910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RD-4 |
| Legal Description | DEL DAYO RIVIERA 01, LOT 18 |
| Legal Subdivision | DEL DAYO RIVIERA 01 |
| Legal Lot Number | 18 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | SACRAMENTO |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 5804 |
Source: Sacramento County assessment roll, APN 289-0311-015-0000, as of July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1440 GARY WAY, CARMICHAEL, CA 95608-5910 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FEDERAL CREDIT UNION |
| Sep 18, 2025 | Intrafamily Transfer, Transfer |
| Sep 18, 2025 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 16, 2000 · Amount on Record |
| Deed Sale | Nov 16, 2000 · Amount on Record |
| Deed Book / Page | 20001116 / 30 |
| Last Transfer Date | Apr 25, 2004 |
| Transfer Doc | 2004000380 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Apr 20, 2026 |
| Property Address | 1440 GARY WAY, CARMICHAEL, CA 95608-5910 |
| Document Number | 2026000702 |
| Book / Page | 20260420 / 702 |
| Instrument Date | Apr 01, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 1440 GARY WAY, CARMICHAEL, CA 95608-5910 |
| Document Number | 2026000702, |
|---|---|
| Date | Apr 20, 2026 |
| Book Page | 20260420/702 |
| Name | SCHOOLSFIRST FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 07, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Sep 18, 2025 |
| Property Address | 1440 GARY WAY, CARMICHAEL, CA 95608-5910 |
| Document Number | 0000000569 |
| Map Reference | MB 47 MAP 25 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 202509180569 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1440 GARY WAY, CARMICHAEL, CA 95608-5910 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Sep 18, 2025 |
| Property Address | 1440 GARY WAY, CARMICHAEL, CA 95608-5910 |
| Document Number | 0000000568 |
| Map Reference | MB 47 MAP 25 |
| Instrument Date | Sep 11, 2025 |
| Instrument | 202509180568 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1440 GARY WAY, CARMICHAEL, CA 95608-5910 |
Source: Sacramento County assessment roll as of July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Unified School District | San Juan Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $496,342 (+2%) Land $138,314 Building $358,028 | |
| 2025 | $5,862.00 (+0.98%) Homeowner's exemption | $486,610 (+4.04%) Land $135,602 Building $351,008 |
| 2024 | $5,805.00 (+2.6%) | |
| 2023 | $5,658.00 (+0.57%) Homeowner's exemption | $467,717 Land $130,338 Building $337,379 |
| 2022 | $5,626.00 |
Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), as of September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670058042, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 106 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 106 in force |
| Nearby Flood Claims | 9 (1993–2026) |
| Claims Outside the SFHA | 2 of 9 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 436 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: California Internet, Succeed.Net.
Source: EPA Safe Drinking Water Information System, water system CA3410001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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