1390 Gary Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 1390 Gary Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,701 sqft · built 1959
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Sep 2017)
Tax Bill	$6,507 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`289-0314-001-0000`

Property Details

APN / Parcel Number

Primary APN	`289-0314-001-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,701 sqft Living Area
1st Floor Area	1,635 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	10,454 sqft (0.24 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1390 GARY WAY
City	CARMICHAEL
State	CA
Zip	95608-6110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	DEL DAYO RIVIERA 01, LOT 54
Legal Subdivision	DEL DAYO RIVIERA 01
Legal Lot Number	54
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2018
Census Tract	5804

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1390 GARY WAY, CARMICHAEL, CA 95608-6110
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANSNAP INC
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANSNAP INC
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Sep 11, 2017	Grant Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 11, 2017 · Amount on Record
Deed Sale	Sep 11, 2017 · Amount on Record
Deed Book / Page	20170911 / 1131
Prior Transfer Date	Jul 11, 2005
Prior Transfer Doc	0000001354
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1390 GARY WAY, CARMICHAEL, CA 95608-6110
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1390 GARY WAY, CARMICHAEL, CA 95608-6110
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000112
Date	Sep 17, 2021
Instrument	2021091700112

Lender

Name	LOANSNAP INC
Type	Mortgage Company
Address	CARMICHAEL, CA 95608

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1390 GARY WAY, CARMICHAEL, CA 95608-6110
Transaction Type	Mortgage
Record Updated	Oct 6, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1390 GARY WAY, CARMICHAEL, CA 95608-6110

Mortgage

Document Number	2021091700112
Date	Sep 17, 2021
Instrument	2021091700112

Lender

Name	LOANSNAP INC
Type	Mortgage Company
Address	CARMICHAEL, CA 95608

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1390 GARY WAY, CARMICHAEL, CA 95608-6110
Document Number	2009021866
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Sep 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1390 GARY WAY CARMICHAEL CA 956086110, CARMICHAEL, CA 95608-6110

Mortgage

Document Number	2009021866
Date	Sep 2, 2020
Instrument	2009021866

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 11, 2017
Property Address	1390 GARY WAY, CARMICHAEL, CA 95608-6110
Document Number	1709111131
Instrument Date	Sep 6, 2017
Instrument	1709111131
Transaction Type	Transfer
Record Updated	Sep 19, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$522.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1390 GARY WAY CARMICHAEL CA 956086110, CARMICHAEL, CA 95608-6110

Mortgage

Document Number	1709111132
Date	Sep 11, 2017
Instrument	1709111132

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$551,270 (+2%) Land $307,203 Building $244,067
2025	$6,507.00 (+0.98%) Homeowner's exemption	$540,462 (+4.04%) Land $301,180 Building $239,282
2024	$6,444.00 (+2.6%)
2023	$6,281.00 (+0.56%) Homeowner's exemption	$519,478 Land $289,486 Building $229,992
2022	$6,246.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 106 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	106 in force
Nearby Flood Claims	9 (1993–2026)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Consolidated Communications Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: California Internet, Succeed.Net.

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