St. Louis County property record for 1420 Cliff Ave, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,847 sqft · built 1973 |
| Lot Size | 0.218 acres (9,522 sqft) |
| Owner | Company Name on File |
| Last Sale | $345,000 (Sep 2019) |
| Tax Bill | $6,962 (2026) |
| Deeds & Mortgages | Jan 2023 Line of Credit Sep 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-2826-00390 |
| Primary APN | 010-2826-00390 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,847 sqft Gross Area |
| 1st Floor Area | 1,847 sqft |
| Basement Area | 1,432 sqft |
| Finished Basement | 1,432 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 9,522 sqft (0.218 acres) |
| Garage Area | 576 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 35 sqft |
| Deck Area | 540 sqft |
| Storage Building | 74 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1077675 |
|---|---|
| Street Address | 1420 CLIFF AVE |
| City | DULUTH |
| State | MN |
| Zip | 55811-2723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0011 BLOCK:002 SERIAL # |
| Legal Subdivision | LEPAK S SECOND ADDITION |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 900 |
Source: St. Louis County assessment roll, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1420 CLIFF AVE, DULUTH, MN 55811-2723 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jan 10, 2023 | Deed of Trust, Mortgage · Line of Credit NORTH SHORE BANK OF COMMERCE |
| Sep 19, 2019 | Warranty Deed, Transfer · Conventional with PMI NORTH SHORE BK/COMMERCE |
| Oct 16, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 19, 2019 · Amount on Record |
| Deed Sale | Sep 19, 2019 · Amount on Record |
| Prior Sale | Apr 28, 2006 · Amount on Record |
| Deed Document Number | 20191015187 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1420 CLIFF AVE, DULUTH, MN 55811-2723 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Title Company | NOT AVAILABLE, ARROWHEAD ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 1420 CLIFF AVE, DULUTH, MN 55811-2723 |
| Document Number | 0001065178 |
|---|---|
| Date | Jan 10, 2023 |
| Instrument | 1065178 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 57 Months |
| Due | Oct 19, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 19, 2019 |
| Property Address | 1420 CLIFF AVE, DULUTH, MN 55811-2723 |
| Document Number | 00T1015187 |
| Instrument Date | Sep 16, 2019 |
| Instrument | T1015187 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,138.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1420 CLIFF AVE DULUTH MN 558112723, DULUTH, MN 55811-2723 |
| Document Number | T1015188 |
|---|---|
| Date | Sep 19, 2019 |
| Instrument | T1015188 |
| Name | NORTH SHORE BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 18, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 16, 2019 |
| Property Address | 1420 CLIFF AVE, DULUTH, MN 55811-2723 |
| Document Number | 00T1016282 |
| Instrument Date | Sep 16, 2019 |
| Instrument | T1016282 |
| Transaction Type | Transfer |
| Record Updated | Dec 16, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1.65 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 4420 CLIFF AVE DULUTH MN 55811, DULUTH, MN 55811 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,962.00 (+10.54%) Homeowner's exemption | ||
| 2025 | $6,298.00 (+0.25%) Homeowner's exemption | $522,200 (+13.08%) Land $48,700 Building $473,500 | $522,200 (+13.08%) Land $48,700 Building $473,500 |
| 2024 | $6,282.00 | $461,800 (+12.22%) Land $56,700 Building $405,100 | $461,800 (+12.22%) Land $56,700 Building $405,100 |
| 2022 | $411,500 Land $52,800 Building $358,700 | $411,500 Land $52,800 Building $358,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 89% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures