1345 Cliff Ave, Duluth, MN 55811 Property Records

St. Louis County property record for 1345 Cliff Ave, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,536 sqft · built 1988
Lot Size	0.409 acres (17,824 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Sep 2018)
Tax Bill	$7,104 (2026)
Deeds & Mortgages	Oct 2019 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1828-00060`

Property Details

APN / Parcel Number

Primary APN	`010-1828-00060`
Alternative APN	`1083669`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,536 sqft Gross Area
1st Floor Area	1,536 sqft
Basement Area	951 sqft
Finished Basement	951 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Split Foyer
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Lot Area	17,824 sqft (0.409 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	124 sqft
Deck Area	87 sqft
Storage Building	105 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	1083669
Street Address	1345 CLIFF AVE
City	DULUTH
State	MN
Zip	55811-2720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 AND WLY 160 FT OF NLY 6 FT OF LOT7 SERIAL #
Legal Subdivision	GLAD TIDINGS DIV DULUTH
Legal Block	1
Legal Lot Number	6-7
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2012
Census Tract	900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1345 CLIFF AVE, DULUTH, MN 55811-2720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2019	Deed of Trust, Mortgage · Conventional with PMI MEMBERS COOPERATIVE CU
Sep 12, 2018	Warranty Deed, Transfer · Conventional with PMI MEMBERS COOPERATIVE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2018 · Amount on Record
Deed Sale	Sep 12, 2018 · Amount on Record
Prior Sale	Apr 10, 2014 · Amount on Record
Deed Document Number	20181002591
Record Updated	Sep 20, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1345 CLIFF AVE, DULUTH, MN 55811-2720
Document Number	00T1017264
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Jan 31, 2020
Title Company	NATIONAL TITLE-DULUTH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1345 CLIFF AVE DULUTH MN 558112720, DULUTH, MN 55811-2720

Mortgage

Document Number	00T1017264
Date	Nov 8, 2019
Instrument	T1017264

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55807

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 12, 2018
Property Address	1345 CLIFF AVE, DULUTH, MN 55811-2720
Document Number	0001002591
Instrument Date	Aug 31, 2018
Instrument	1002591
Transaction Type	Transfer
Record Updated	Sep 25, 2018
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,023.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5521 HUNTINGTON ST DULUTH MN 558071351, DULUTH, MN 55807-1351

Mortgage

Document Number	1002592
Date	Sep 12, 2018
Instrument	1002592

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55807

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,104.00 (+10.07%) Homeowner's exemption
2025	$6,454.00 (+0.56%)	$543,500 (+15.42%) Land $68,800 Building $474,700	$543,500 (+15.42%) Land $68,800 Building $474,700
2024	$6,418.00	$470,900 (+11.93%) Land $80,100 Building $390,800	$470,900 (+11.93%) Land $80,100 Building $390,800
2022		$420,700 Land $74,700 Building $346,000	$420,700 Land $74,700 Building $346,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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