1353 Cliff Ave, Duluth, MN 55811 Property Records

St. Louis County property record for 1353 Cliff Ave, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,600 sqft · built 1987
Lot Size	0.399 acres (17,406 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Aug 2022)
Tax Bill	$7,982 (2026)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-1828-00040`

Property Details

APN / Parcel Number

Primary APN	`010-1828-00040`
Alternative APNs	`1134238` `1135735`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,600 sqft Gross Area
1st Floor Area	1,600 sqft
Basement Area	870 sqft
Finished Basement	870 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Split Foyer
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Lot Area	17,406 sqft (0.399 acres)
Garage Type	Basement

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	249 sqft
Deck Area	153 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1135735
Street Address	1353 CLIFF AVE
City	DULUTH
State	MN
Zip	55811-2720
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0004 BLOCK:001 SERIAL #
Legal Subdivision	GLAD TIDINGS DIV DULUTH
Legal Block	1
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2012
Census Tract	900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1353 CLIFF AVE, DULUTH, MN 55811-2720
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jan 26, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG
Dec 31, 2019	Grant Deed, Transfer MEMBERS COOPERATIVE CU
Nov 21, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2022 · Amount on Record
Deed Sale	Aug 1, 2022 · Amount on Record
Prior Sale	Jan 26, 2021 · Amount on Record
Deed Document Number	20221059490
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 1, 2022
Property Address	1353 CLIFF AVE, DULUTH, MN 55811-2720
Document Number	0001059490
Instrument Date	Jul 15, 2022
Instrument	1059490
Transaction Type	Transfer
Record Updated	Sep 19, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,617.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1825 FOX VALLEY DR SW, ROCHESTER, MN 55902-3442

Mortgage

Document Number	0001059491
Date	Aug 1, 2022
Instrument	1059491

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Type Change Date	Aug 1, 2037
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.62%
Index	Other
Margin	3
Max Rate	9.62%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 26, 2021
Property Address	1353 CLIFF AVE, DULUTH, MN 55811-2720
Document Number	00T1035657
Instrument Date	Jan 11, 2021
Instrument	T1035657
Transaction Type	Transfer
Record Updated	Feb 23, 2021
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,267.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1353 CLIFF AVE DULUTH MN 558112720, DULUTH, MN 55811-2720

Mortgage

Document Number	T1035658
Date	Jan 26, 2021
Instrument	T1035658

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2051

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 31, 2019
Property Address	1353 CLIFF AVE, DULUTH, MN 55811-2720
Document Number	00T1019107
Instrument Date	Dec 27, 2019
Instrument	T1019107
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	NORTH SHORE TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1353 CLIFF AVE DULUTH MN 558112720, DULUTH, MN 55811-2720

Mortgage

Document Number	T1019108
Date	Dec 31, 2019
Instrument	T1019108

Lender

Name	MEMBERS COOPERATIVE CU
Type	Credit Union
Address	DULUTH, MN 55807

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2049

November 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 21, 2018
Property Address	1353 CLIFF AVE, DULUTH, MN 55811-2720
Document Number	00T1005208
Instrument Date	Nov 21, 2018
Instrument	T1005208
Transaction Type	Foreclosure
Record Updated	Dec 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$709.50
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	1353 CLIFF AVE DULUTH MN 558112720, DULUTH, MN 55811-2720
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,982.00 (+11.67%) Homeowner's exemption
2025	$7,148.00 (+1.16%) Homeowner's exemption	$568,000 (+9.69%) Land $67,700 Building $500,300	$568,000 (+9.69%) Land $67,700 Building $500,300
2024	$7,066.00	$517,800 (+11.76%) Land $100,500 Building $417,300	$517,800 (+11.76%) Land $100,500 Building $417,300
2022		$463,300 Land $93,600 Building $369,700	$463,300 Land $93,600 Building $369,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile.

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