142 State St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 142 State St, Schenectady, NY 12305 · Last verified February 2024

Property Summary

Property Type	Commercial
Details	5,832 sqft · built 1950
Lot Size	0.103 acres (4,530 sqft)
Owner	Company Name on File
Last Sale	$389,000 (Apr 2020)
Tax Bill	$783 (2021)
Deeds & Mortgages	Dec 2023 Transfer Apr 2020 Loan Modification + 2 more
Flood Zone	Zone AE (high risk)
APN	`421500 39.71-1-10.1`

Property Details

APN / Parcel Number

Primary APN	`421500 39.71-1-10.1`
Alternative APN	`150003907100010100010000`

Interior

Stories	1 Story
Building Area	5,832 sqft

Exterior

Year Built	Built 1950
Lot Area	4,530 sqft (0.103 acres)
Lot Dimensions	110 ft deep x 48.5 ft wide
Fence	Fence

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	150003907100010100010000
Street Address	142 STATE ST
City	SCHENECTADY
State	NY
Zip	12305-1713
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	1 BRICK
Legal Block	1
Legal Lot Number	10.001
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1026
Census Tract	33500

Owner

Source: Schenectady County and Schenectady City records · APN 421500 39.71-1-10.1

Assessment roll updated May 31, 2023 · Last verified February 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	323 CLINTON ST, SCHENECTADY, NY 12305-2405
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 05, 2023	Intrafamily Transfer, Transfer SMPR TITLE AGENCY INC
Apr 08, 2020	Loan Modification, Mortgage · Line of Credit PIONEER BK
Apr 30, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Apr 08, 2020	Loan Modification, Mortgage SCHENECTADY METROPLEX DEV AUTH

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 30, 2020 · Amount on Record
Deed Sale	Apr 30, 2020 · Amount on Record
Prior Sale	Apr 30, 2020 · Amount on Record
Deed Document Number	0000012991
Deed Book / Page	002033 / 000988
Last Transfer Date	Dec 05, 2023
Transfer Doc	0000068322
Record Updated	Jun 07, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 05, 2023
Property Address	142 STATE ST, SCHENECTADY, NY 12305-1713
Document Number	0000068322
Book / Page	2120 / 722
Instrument Date	Nov 14, 2023
Instrument	202368322
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	SMPR TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 CLINTON ST, SCHENECTADY, NY 12305-2405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 CLINTON ST, SCHENECTADY, NY 12305-2405

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	142 STATE ST, SCHENECTADY, NY 12305-1713
Document Number	0000012993
Instrument Date	Apr 08, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	108 STATE ST SCHENECTADY NY 123051764, SCHENECTADY, NY 12305-1764

Mortgage

Document Number	0000012993
Date	Apr 30, 2020
Book Page	004985/000253
Instrument	12993

Lender

Name	PIONEER BK
Type	Bank
Address	652 ALBANY SHAKER RD, ALBANY, NY 12211-1125

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 30, 2020
Property Address	142 STATE ST, SCHENECTADY, NY 12305-1713
Document Number	0000012991
Book / Page	002033 / 000988
Instrument Date	Apr 08, 2020
Instrument	12991
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,556.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	323 CLINTON ST SCHENECTADY NY 123052405, SCHENECTADY, NY 12305-2405

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	142 STATE ST, SCHENECTADY, NY 12305-1713
Document Number	0000012997
Instrument Date	Apr 08, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	323 CLINTON ST SCHENECTADY NY 123052405, SCHENECTADY, NY 12305-2405

Mortgage

Document Number	0000012997
Date	Apr 30, 2020
Book Page	004985/000300
Instrument	12997

Lender

Name	SCHENECTADY METROPLEX DEV AUTH
Address	433 STATE ST, SCHENECTADY, NY 12305-2322

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated May 31, 2023 · Last verified February 2024

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$24,200 (-) Land $15,900 Building $8,300	$30,633 (+3.8%) Land $20,127 Building $10,506
2022		$24,200 Land $15,900 Building $8,300	$29,512 Land $19,390 Building $10,122
2021	$783.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930335001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 44 individual NFIP policies nearby
Nearby Flood Policies	74 units insured 30 under condo master policies
Nearby Flood Claims	11 (1996–2026)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Mar 2026, rainfall accumulation
Claims By Storm	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Flooding, Jun 2006 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 92 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, Spectrum, Redburn Infrastructure. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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