Schenectady County and Schenectady City property record for 137 State St, Schenectady, NY 12305
| Property Type | Mixed Use Store/Office |
|---|---|
| Details | 1,160 sqft · built 1970 |
| Lot Size | 0.038 acres (1,660 sqft) |
| Owner | Company Name on Record |
| Last Sale | $255,000 (Dec 2017) |
| Tax Bill | $2,660 (2026) |
| Deeds & Mortgages | Dec 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.71-2-26 |
| Primary APN | 421500 39.71-2-26 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,160 sqft Gross Area |
| Basement Area | 1,160 sqft |
| Unfinished Basement | 1,160 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1981 |
| Lot Area | 1,660 sqft (0.038 acres) |
| Lot Dimensions | 85 ft deep x 20 ft wide |
| Canopy | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 137 STATE ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12305-1707 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Mixed Use Store/Office |
| Local Zoning Code | 05 - COMME |
| Legal Description | 1 BLOCK |
| Legal Block | 2 |
| Legal Lot Number | 26.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 33500 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 4455, SARATOGA SPRINGS, NY 12866-8026 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2017 · Amount on Record |
| Deed Sale | Dec 7, 2017 · Amount on Record |
| Deed Document Number | 201755260 |
| Deed Book / Page | 1976 / 822 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Dec 7, 2017 |
| Property Address | 137 STATE ST, SCHENECTADY, NY 12305-1707 |
| Document Number | 0000055260 |
| Book / Page | 001976 / 000822 |
| Instrument Date | Dec 4, 2017 |
| Instrument | 55260 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,020.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 4455 SARATOGA SPRINGS NY 128668026, SARATOGA SPRINGS, NY 12866-8026 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,660.00 (+1.03%) | ||
| 2025 | $2,633.00 (+3.62%) | $55,400 (-) Land $5,800 Building $49,600 | $91,737 (+30.82%) Land $9,604 Building $82,133 |
| 2023 | $55,400 (-) Land $5,800 Building $49,600 | $70,127 (+3.8%) Land $7,342 Building $62,785 | |
| 2022 | $55,400 Land $5,800 Building $49,600 | $67,561 Land $7,073 Building $60,488 | |
| 2021 | $2,541.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 individual policies |
| Nearby Flood Policies | 74 units insured incl. 30 condo units |
| Nearby Flood Claims | 11 (1996–2026) |
| Claims Outside the SFHA | 5 of 11 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Massivemesh Networks.
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