138 State St, Schenectady, NY 12305 Property Records

Schenectady County and Schenectady City property record for 138 State St, Schenectady, NY 12305

Property Summary

Property Type	Commercial Vacant Land
Lot Size	0.059 acres (2,607 sqft)
Owner	Company Name on Record
Last Sale	$389,000 (Apr 2020)
Tax Bill	$450 (2021)
Deeds & Mortgages	Dec 2023 Transfer Dec 2023 Transfer + 3 more
Flood Zone	Zone X (moderate risk)
APN	`421500 39.71-1-9`

Property Details

APN / Parcel Number

Primary APN	`421500 39.71-1-9`
Alternative APN	`150003907100010090000000`

Exterior

Lot Area	2,607 sqft (0.059 acres)
Lot Dimensions	110 ft deep x 24 ft wide

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	150003907100010090000000
Street Address	138 STATE ST
City	SCHENECTADY
State	NY
Zip	12305-1713
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	05 - COMMERCIAL
Legal Description	VACANT LOT
Legal Block	1
Legal Lot Number	9.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1026
Census Tract	33500

Owner

Source: Schenectady County and Schenectady City records, as of February 19, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	323 CLINTON ST, SCHENECTADY, NY 12305-2405
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Correction Deed
Dec 5, 2023	Intrafamily Transfer, Transfer SMPR TITLE AGENCY INC
Apr 8, 2020	Loan Modification, Mortgage · Line of Credit PIONEER BK
Apr 30, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Apr 8, 2020	Loan Modification, Mortgage SCHENECTADY METROPLEX DEV AUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2020 · Amount on Record
Deed Sale	Apr 30, 2020 · Amount on Record
Prior Sale	Apr 30, 2020 · Amount on Record
Deed Document Number	0000012991
Deed Book / Page	002033 / 000988
Last Transfer Date	Dec 5, 2023
Transfer Doc	0000068322
Record Updated	Jun 7, 2026

December 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 29, 2023
Property Address	138 STATE ST, SCHENECTADY, NY 12305-1713
Document Number	0000072995
Book / Page	2122 / 142
Instrument Date	Dec 8, 2023
Instrument	202372995
Record Updated	Jan 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 CLINTON ST, SCHENECTADY, NY 12305-2405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 CLINTON ST, SCHENECTADY, NY 12305-2405

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SCHENECTADY NY
Recording Date	Dec 5, 2023
Property Address	138 STATE ST, SCHENECTADY, NY 12305-1713
Document Number	0000068322
Book / Page	2120 / 722
Instrument Date	Nov 14, 2023
Instrument	202368322
Transaction Type	Transfer
Record Updated	Dec 20, 2023
Title Company	SMPR TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	323 CLINTON ST, SCHENECTADY, NY 12305-2405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	323 CLINTON ST, SCHENECTADY, NY 12305-2405

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	138 STATE ST, SCHENECTADY, NY 12305-1713
Document Number	0000012993
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	108 STATE ST SCHENECTADY NY 123051764, SCHENECTADY, NY 12305-1764

Mortgage

Document Number	0000012993
Date	Apr 30, 2020
Book Page	004985/000253
Instrument	12993

Lender

Name	PIONEER BK
Type	Bank
Address	652 ALBANY SHAKER RD, ALBANY, NY 12211-1125

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 30, 2020
Property Address	138 STATE ST, SCHENECTADY, NY 12305-1713
Document Number	0000012991
Book / Page	002033 / 000988
Instrument Date	Apr 8, 2020
Instrument	12991
Transaction Type	Transfer
Record Updated	Jun 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,556.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	323 CLINTON ST SCHENECTADY NY 123052405, SCHENECTADY, NY 12305-2405

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCHENECTADY NY
Property Address	138 STATE ST, SCHENECTADY, NY 12305-1713
Document Number	0000012997
Instrument Date	Apr 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	323 CLINTON ST SCHENECTADY NY 123052405, SCHENECTADY, NY 12305-2405

Mortgage

Document Number	0000012997
Date	Apr 30, 2020
Book Page	004985/000300
Instrument	12997

Lender

Name	SCHENECTADY METROPLEX DEV AUTH
Address	433 STATE ST, SCHENECTADY, NY 12305-2322

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of May 31, 2023

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$7,700 (-) Land $7,700	$9,747 (+3.8%) Land $9,747
2022		$7,700 Land $7,700	$9,390 Land $9,390
2021	$450.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 individual policies
Nearby Flood Policies	74 units insured incl. 30 condo units
Nearby Flood Claims	11 (1996–2026)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Mar 2026 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 5 claims Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Massivemesh Networks.

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