142 Spruce Ln, Jay, NY 12941 Property Records

Essex County and Jay Town property record for 142 Spruce Ln, Jay, NY 12941

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,214 sqft · built 2005
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Nov 2024)
Tax Bill	$9,837 (2026)
Deeds & Mortgages	Sep 2010 Mortgage Nov 2024 Sale & Mortgage
APN	`615J104012`

Property Details

APN / Parcel Number

Primary APN	`615J104012`
Alternative APNs	`280001704200010250000000` `152800 17.42-1-25.000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,214 sqft Living Area
Gross Area	1,512 sqft
1st Floor Area	1,512 sqft
Basement Area	702 sqft
Finished Basement	702 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	87,120 sqft (2 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	615J104012
Street Address	142 SPRUCE LN
City	JAY
State	NY
Zip	12941-2136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	142 JAY TRACT
Legal Block	1
Legal Lot Number	25.000
Jurisdiction	ESSEX NY
Township / Civil Division	JAY
Census Block Group	1
Census Block	1039
Census Tract	960200

Owner

Source: Essex County and Jay Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1086 SHANDELEE RD, LIVINGSTON MANOR, NY 12758-7536
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2010	Deed of Trust, Mortgage USAA FSB
Nov 4, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2024 · Amount on Record
Deed Sale	Nov 4, 2024 · Amount on Record
Prior Sale	Feb 12, 2007 · Amount on Record
Deed Document Number	20243781
Deed Book / Page	2182 / 143
Record Updated	Oct 29, 2026

September 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NY
Property Address	142 SPRUCE LN, JAY, NY 12941-2136
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001986/0000000108
Date	Sep 20, 2010
Book Page	0000001986/0000000108
Instrument	2010-0000364

Lender

Name	USAA FSB
Type	Bank

Agreement

Amount	Amount Recorded

November 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Nov 4, 2024
Property Address	142 SPRUCE LN, JAY, NY 12941-2136
Document Number	002182/143
Book / Page	2182 / 143
Instrument Date	Oct 8, 2024
Instrument	2024-3781
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1086 SHANDELEE RD, LIVINGSTON MANOR, NY 12758-7536

Mortgage

Document Number	0020243782
Date	Nov 4, 2024
Instrument	2024-3782

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2054

Tax Assessment & Valuation

Source: Essex County and Jay Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Jay Town
Unified School District	AuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,837.00 (+0.65%)
2025	$9,773.00 (+105.66%)	$513,900 (+46.66%) Land $192,800 Building $321,100	$513,900 (+46.66%) Land $192,800 Building $321,100
2023		$350,400 (+9.95%) Land $117,900 Building $232,500	$350,400 (+9.95%) Land $117,900 Building $232,500
2022	$4,752.00 (-37.61%)	$318,700 Land $59,900 Building $258,800	$318,700 Land $59,900 Building $258,800
2020	$7,616.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (1981–2018)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Jan 2018 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms High Winds, Rain And Flooding, Nov 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Spruce Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures