84 Spruce Ln, Jay, NY 12941 Property Records

Essex County and Jay Town property record for 84 Spruce Ln, Jay, NY 12941

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 747 sqft · built 2007
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Last Sale	$327,500 (Dec 2023)
Tax Bill	$6,157 (2025)
Deeds & Mortgages	Dec 2023 Sale Feb 2019 Sale & Mortgage
APN	`615J104010`

Property Details

APN / Parcel Number

Primary APN	`615J104010`
Alternative APNs	`280001704200010160000000` `152800 17.42-1-16.000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	747 sqft Living Area
1st Floor Area	598 sqft
Upper Floors Area	149 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Cottage
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	30,492 sqft (0.7 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	615J104010
Street Address	84 SPRUCE LN
City	JAY
State	NY
Zip	12941-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	142 143 JAY TRACT
Legal Block	1
Legal Lot Number	16.000
Jurisdiction	ESSEX NY
Township / Civil Division	JAY
Census Block Group	1
Census Block	1039
Census Tract	960200

Owner

Source: Essex County and Jay Town records · APN 615J104010

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4 MEADOWVIEW LN, MASSENA, NY 13662-4247
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 04, 2023	Warranty Deed, Transfer
Feb 22, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage TIAA CREF TRUST CO FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 04, 2023 · Amount on Record
Deed Sale	Dec 04, 2023 · Amount on Record
Prior Sale	Feb 22, 2019 · Amount on Record
Deed Document Number	20234357
Deed Book / Page	2146 / 284
Record Updated	Jun 08, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Dec 04, 2023
Property Address	84 SPRUCE LN, JAY, NY 12941-2126
Document Number	002146/284
Book / Page	2146 / 284
Instrument Date	Nov 29, 2023
Instrument	2023-4357
Transaction Type	Transfer
Record Updated	Mar 18, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4910 BRIDLEPATH DR, MACUNGIE, PA 18062-9020

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESSEX NY
Recording Date	Feb 22, 2019
Property Address	84 SPRUCE LN, JAY, NY 12941-2126
Document Number	0001944/68
Book / Page	1944 / 68
Instrument Date	Feb 02, 2019
Instrument	2019-675
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 CATHERINE ST, EAST NORTHPORT, NY 11731-1001

Mortgage

Document Number	0002019676
Date	Feb 22, 2019
Instrument	2019-676

Lender

Name	TIAA CREF TRUST CO FSB

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2049

Tax Assessment & Valuation

Source: Essex County and Jay Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Jay Town
Unified School District	AuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,157.00 (+165.05%)	$323,800 (+39.27%) Land $184,100 Building $139,700	$323,800 (+39.27%) Land $184,100 Building $139,700
2023		$232,500 (+49.23%) Land $115,000 Building $117,500	$232,500 (+49.23%) Land $115,000 Building $117,500
2022	$2,323.00 (-30.14%)	$155,800 Land $57,000 Building $98,800	$155,800 Land $57,000 Building $98,800
2020	$3,325.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	9 (1981–2018)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Jan 2018 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms High Winds, Rain And Flooding, Nov 1996 · 3 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 49 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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