74 Spruce Ln, Jay, NY 12941 Property Records

Essex County and Jay Town property record for 74 Spruce Ln, Jay, NY 12941

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,512 sqft · built 2012
Lot Size0.7 acres (30,492 sqft)
Owner2 Individual Names on Record
Last Sale$159,000 (Sep 2018)
Tax Bill$6,188 (2025)
Deeds & MortgagesSep 2018 Sale & Mortgage
APN615J176055

Property Details

APN / Parcel Number

Primary APN615J176055
Alternative APNs
  • 280001704200010170000000
  • 152800 17.42-1-17.000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,512 sqft Living Area
1st Floor Area756 sqft
2nd Floor Area756 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleColonial
Exterior MaterialWood
Lot Area30,492 sqft (0.7 acres)
PorchSlab
Porch Area162 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number615J176055
Street Address74 SPRUCE LN
CityJAY
StateNY
Zip12941-2126
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal Block1
Legal Lot Number17.000
JurisdictionESSEX NY
Township / Civil DivisionJAY
Census Block Group1
Census Block1039
Census Tract960200

Owner

Source: Essex County and Jay Town records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address27 ECHO LN, WARWICK, NY 10990-2707
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2018 · Amount on Record
Deed SaleSep 10, 2018 · Amount on Record
Prior SaleSep 6, 2016 · Amount on Record
Deed Document Number20183630
Deed Book / Page1926 / 36
Record UpdatedSep 20, 2026

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionESSEX NY
Recording DateSep 10, 2018
Property Address74 SPRUCE LN, JAY, NY 12941-2126
Document Number0001926/36
Book / Page1926 / 36
Instrument DateAug 17, 2018
Instrument2018-3630
Transaction TypeTransfer
Record UpdatedMar 18, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address683 TINTON AVE, TINTON FALLS, NJ 07724-3261

Mortgage

Document Number0000002526/0000000214
DateSep 10, 2018
Book Page0000002526/0000000214
Instrument2018-3631
Lender
NameADVISORS MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
AmountAmount Recorded
Term352 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Essex County and Jay Town assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StateNew York
CountyEssex County
County SubdivisionJay Town
Unified School DistrictAuSable Valley Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,188.00 (+36.84%)$325,400 (+31.32%) Land $184,100 Building $141,300$325,400 (+31.32%) Land $184,100 Building $141,300
2023$247,800 Land $115,000 Building $132,800$247,800 Land $115,000 Building $132,800
2020$4,522.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies4 in force
Nearby Flood Claims9 (1981–2018)
Claims Outside the SFHA2 of 9
Most Recent ClaimJan 2018 · tidal / storm surge
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Severe Storms High Winds, Rain And Flooding, Nov 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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