142 River Rock Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 142 River Rock Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,430 sqft · built 2021
Lot Size	0.342 acres (14,893 sqft)
Owner	2 Individual Names on Record
Last Sale	$526,642 (Jul 2021)
Tax Bill	$5,766 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T190300268`

Property Details

APN / Parcel Number

Primary APN	`T190300268`
Alternative APN	`2-0087-C715-00-0629.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,430 sqft Living Area
Gross Area	4,830 sqft
1st Floor Area	2,430 sqft
Basement Area	2,400 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Stone
Lot Area	14,893 sqft (0.342 acres)
Parking Spaces	4 Parking Spaces

Location & Zoning

Account Number	T190300268
Street Address	142 RIVER ROCK DR
City	O FALLON
State	MO
Zip	63366-1794
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERDALE VLG E #1 LOT 629
Legal Subdivision	RIVERDALE VLG E #1
Legal Lot Number	629
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2005
Census Tract	312001

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	142 RIVER ROCK DR, O FALLON, MO 63366-1794
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage EQUITY PRIME MORTGAGE LLC
Aug 5, 2022	Deed of Trust, Mortgage TWIN VALLEY INVESTMENT GROUP II LLC
Jul 27, 2021	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC
Apr 9, 2021	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2021 · Amount on Record
Deed Sale	Jul 27, 2021 · Amount on Record
Prior Sale	Apr 9, 2021
Deed Document Number	202162785
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	142 RIVER ROCK DR, O FALLON, MO 63366-1794
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 RIVER ROCK DR, O FALLON, MO 63366-1794

Mortgage

Document Number	0000042806
Date	Aug 2, 2022
Instrument	2022R-042806

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	142 RIVER ROCK DR, O FALLON, MO 63366-1794
Transaction Type	Mortgage
Record Updated	Oct 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 RIVER ROCK DR, O FALLON, MO 63366-1794

Mortgage

Document Number	0000043587
Date	Aug 5, 2022
Instrument	2022R-043587

Lender

Name	TWIN VALLEY INVESTMENT GROUP II LLC
Type	Non-Lending Institution
Address	ATLANTIC BEACH, FL 32233

Agreement

Amount	Amount Recorded

July 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 27, 2021
Property Address	142 RIVER ROCK DR, O FALLON, MO 63366-1794
Document Number	0000062785
Map Reference	MB 50 PG 162-165
Instrument Date	Jul 15, 2021
Instrument	2021R-062785
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 4, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 RIVER ROCK DR, O FALLON, MO 63366-1794
Investor	Possibly a Property Investor

Mortgage

Document Number	0000062786
Date	Jul 27, 2021
Instrument	2021R-062786

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2051

Mortgage

Document Number	0000062787
Date	Jul 27, 2021
Instrument	2021R-062787

Lender

Name	TWIN VALLEY CAPITAL LLC
Type	Non-Lending Institution
Address	ATLANTIC BEACH, FL 32233

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 9, 2021
Property Address	142 RIVER ROCK DR, O FALLON, MO 63366-1794
Document Number	0000031112
Map Reference	MB 51 PG 142&143
Instrument Date	Mar 26, 2021
Instrument	2021R-031112
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	239 FOX HILL RD, SAINT CHARLES, MO 63301-3745
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Paul City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$94,119 (-)	$495,362 (-) Land $70,000 Building $425,362
2025	$5,766.00	$94,119 (-10.49%)	$495,362 (-10.49%) Land $70,000 Building $425,362
2023		$105,147
2022			$553,405 Land $55,000 Building $498,405

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	25 (1982–2015)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PAUL PWS serves 1,700 people · EPA ID MO6011535
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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