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131 River Rock Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 131 River Rock Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,095 sqft · built 2019
Lot Size0.394 acres (17,206 sqft)
Owner2 Individual Names on File
Last Sale$374,188 (Oct 2019)
Tax Bill$4,976 (2025)
Deeds & MortgagesOct 2019 Mortgage
Jul 2019 Sale
Flood ZoneZone X (minimal risk)
APNT190300264

Property Details

APN / Parcel Number

Primary APNT190300264
Alternative APN
  • 2-0087-C715-00-0625.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,095 sqft Living Area
Basement Area2,095 sqft
Finished Basement1,479 sqft

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick
Lot Area17,206 sqft (0.394 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Location & Zoning

Account NumberT190300264
Street Address131 RIVER ROCK DR
CityO FALLON
StateMO
Zip63366-1795
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIVERDALE VLG E #1 LOT625
Legal Range02E
Legal Township48N
Legal SubdivisionRIVERDALE VLG E #1
Legal Lot Number625
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2005
Census Tract312001

Owner

131 River Rock Dr is owned and occupied by two individuals who bought it in October 2019.

Source: St. Charles County records, as of March 16, 2026

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address131 RIVER ROCK DR, O FALLON, MO 63366-1795
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2019Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Jul 31, 2019Grant Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleOct 18, 2019 · Amount on File
Deed SaleOct 18, 2019 · Amount on File
Deed Document Number0071651178
Deed Book / Page7165 / 1178
Record UpdatedJun 8, 2026

October 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST CHARLES MO
Recording DateOct 18, 2019
Property Address131 RIVER ROCK DR, O FALLON, MO 63366-1795
Document Number0071651178
Book / Page7165 / 1178
Map ReferenceMB 50 PG 162-165
Instrument DateOct 15, 2019
Instrument20191018000588980
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 9, 2021
Title CompanyREALTY T&E SVCS INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address131 RIVER ROCK DR, O FALLON, MO 63366-1795

Mortgage

Document Number20191018000588990
DateOct 18, 2019
Instrument20191018000588990
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueNov 1, 2034

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST CHARLES MO
Recording DateJul 31, 2019
Property Address131 RIVER ROCK DR, O FALLON, MO 63366-1795
Document Number0071141273
Book / Page007114 / 001273
Instrument DateJul 26, 2019
Instrument394690
Transaction TypeTransfer
Record UpdatedAug 26, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address239 FOX HILL RD ST CHARLES MO 633013745, ST CHARLES, MO 63301-3745
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 131 River Rock Dr was $4,976.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Paul City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,976.00$81,163$427,174 Land $70,000 Building $357,174
2023$81,239
2022$427,571 Land $55,000 Building $372,571

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 131 River Rock Dr in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims25 (1982–2015)
Claims Outside the SFHA1 of 25
Most Recent ClaimJun 2015 · river or lake flooding
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims
  • Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 River Rock Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST PAUL PWS
serves 1,700 people · EPA ID MO6011535
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: Brightspeed, Verizon.

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