St. Charles County property record for 137 River Rock Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,278 sqft · built 2019 |
| Lot Size | 0.344 acres (14,993 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Aug 2022) |
| Tax Bill | $4,629 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Oct 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | T190300266 |
| Primary APN | T190300266 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 3,278 sqft Living Area |
| Gross Area | 3,922 sqft |
| 1st Floor Area | 1,978 sqft |
| Basement Area | 1,944 sqft |
| Finished Basement | 1,300 sqft |
| Unfinished Basement | 644 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 14,993 sqft (0.344 acres) |
| Parking Spaces | 4 Parking Spaces |
| Account Number | T190300266 |
|---|---|
| Street Address | 137 RIVER ROCK DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-1795 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERDALE VLG E #1 LOT 627 |
| Legal Subdivision | RIVERDALE VLG E #1 |
| Legal Lot Number | 627 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WENTZVILLE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 312001 |
137 River Rock Dr is owned and occupied by two individuals who bought it in August 2022.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 137 RIVER ROCK DR, O FALLON, MO 63366-1795 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC |
| Oct 28, 2019 | Grant Deed, Transfer OTHER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2022 · Amount on File |
| Deed Sale | Aug 23, 2022 · Amount on File |
| Prior Sale | Jul 22, 2020 · Amount on File |
| Deed Document Number | 202246584 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 23, 2022 |
| Property Address | 137 RIVER ROCK DR, O FALLON, MO 63366-1795 |
| Document Number | 0000046584 |
| Map Reference | MB 50 PG 162 |
| Instrument Date | Aug 17, 2022 |
| Instrument | 2022R-046584 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 604 CROFTON AVE, SAINT LOUIS, MO 63119-3508 |
| Name | Verified Name |
|---|---|
| Address | 137 RIVER ROCK DR, O FALLON, MO 63366-1795 |
| Document Number | 0000046585 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 2022R-046585 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 28, 2019 |
| Property Address | 137 RIVER ROCK DR, O FALLON, MO 63366-1795 |
| Document Number | 0071701039 |
| Book / Page | 007170 / 001039 |
| Instrument Date | Oct 24, 2019 |
| Instrument | 607040 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 239 FOX HILL RD ST CHARLES MO 633013745, ST CHARLES, MO 63301-3745 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 137 River Rock Dr was $4,629.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Paul City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $78,005 (+3.36%) | $410,552 (+3.36%) Land $70,000 Building $340,552 | |
| 2025 | $4,629.00 | $75,468 | $397,202 Land $70,000 Building $327,202 |
| 2023 | $89,711 | ||
| 2022 | $472,164 Land $55,000 Building $417,164 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 137 River Rock Dr in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 25 (1982–2015) |
| Claims Outside the SFHA | 1 of 25 |
| Most Recent Claim | Jun 2015 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 137 River Rock Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 90% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST PAUL PWS serves 1,700 people · EPA ID MO6011535 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Wisper ISP.
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