142 O'Hara Dr, Troy, MO 63379 Property Records

Lincoln County property record for 142 O'Hara Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,633 sqft · built 1997
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$495,100 (Nov 2020)
Tax Bill	$5,038 (2025)
Deeds & Mortgages	Dec 2025 Sale Sep 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-10-12-000-000-007.023`

Property Details

APN / Parcel Number

Primary APN	`19-10-12-000-000-007.023`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,633 sqft Living Area
Basement Area	702 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Contemporary
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	142 OHARA DR
City	TROY
State	MO
Zip	63379-3403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 TARA VALLEY
Legal Range	01W
Legal Township	48N
Legal Section	12
Legal Subdivision	TARA VALLEY
Legal Lot Number	13
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	5
Census Block	5024
Census Tract	810308

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	142 OHARA DR, TROY, MO 63379-3403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Beneficiary Deed, Transfer
Sep 15, 2021	Deed of Trust, Mortgage · Line of Credit MISSOURI VALLEY FCU
Nov 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Mar 20, 2020	Affidavit, Transfer TITLE PARTNERS AGENCY LLC
Mar 20, 2020	Personal Representative Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 23, 2020 · Amount on Record
Deed Sale	Nov 23, 2020 · Amount on Record
Prior Sale	Mar 20, 2020 · Amount on Record
Deed Document Number	202013772
Deed Book / Page	2455 / 690
Prior Transfer Date	Mar 18, 2020
Prior Transfer Doc	0000002722
Record Updated	Oct 29, 2026

December 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LINCOLN MO
Recording Date	Dec 18, 2025
Property Address	142 OHARA DR, TROY, MO 63379-3403
Document Number	002516/804
Book / Page	2516 / 804
Map Reference	MB 12 PG 93
Instrument Date	Dec 16, 2025
Instrument	2025010378
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	142 OHARA DR, TROY, MO 63379-3403

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	142 OHARA DR, TROY, MO 63379-3403
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 OHARA DR, TROY, MO 63379-3403

Mortgage

Document Number	2469/544
Date	Sep 15, 2021
Book Page	2469/544
Instrument	2021012105

Lender

Name	MISSOURI VALLEY FCU
Type	Credit Union
Address	SAINT PETERS, MO 63376

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	10 Months
Due	Sep 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LINCOLN MO
Recording Date	Nov 23, 2020
Property Address	142 OHARA DR, TROY, MO 63379-3403
Document Number	2455/690
Book / Page	2455 / 690
Map Reference	MB 12 PG 93
Instrument Date	Nov 16, 2020
Instrument	2020013772
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 OHARA DR, TROY, MO 63379-3403

Mortgage

Document Number	2020013773
Date	Nov 23, 2020
Instrument	2020013773

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

March 2020: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	LINCOLN MO
Recording Date	Mar 20, 2020
Property Address	142 OHARA DR, TROY, MO 63379-3403
Document Number	002444/716
Book / Page	2444 / 716
Map Reference	MB 12 PG 93
Instrument Date	Mar 18, 2020
Instrument	2020002722
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 OHARA DR, TROY, MO 63379-3403

March 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LINCOLN MO
Recording Date	Mar 20, 2020
Property Address	142 OHARA DR, TROY, MO 63379-3403
Document Number	2444/717
Book / Page	2444 / 717
Map Reference	MB 12 PG 93
Instrument Date	Mar 18, 2020
Instrument	2020002723
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	142 OHARA DR, TROY, MO 63379-3403

Mortgage

Document Number	2020002724
Date	Mar 20, 2020
Instrument	2020002724

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$82,433 (-) Land $7,505 Building $74,928
2025	$5,038.00 (+7.97%)	$82,433 (+9.47%) Land $7,505 Building $74,928	$433,860 (+9.47%) Land $39,500 Building $394,360
2023	$4,666.00 (+14.42%)	$75,301 Land $6,365 Building $68,936	$396,320 Land $33,500 Building $362,820
2022	$4,078.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TARA VALLEY HOMEOWNERS ASSN private · serves 60 people · EPA ID MO6031193
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Systec Wireless Communications, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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