112 O'Hara Dr, Troy, MO 63379 Property Records

Lincoln County property record for 112 O'Hara Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,459 sqft · built 2004
Lot Size	3 acres (130,680 sqft)
Owner	Company Name on Record
Last Sale	$437,500 (Apr 2018)
Tax Bill	$5,244 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-10-12-000-000-007.020`

Property Details

APN / Parcel Number

Primary APN	`19-10-12-000-000-007.020`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	1 Story
Building Area	2,459 sqft Living Area
Basement Area	2,459 sqft
Unfinished Basement	2,459 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Contemporary
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	1,395 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	112 OHARA DR
City	TROY
State	MO
Zip	63379-3403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 TARA VALLEY
Legal Range	01W
Legal Township	48N
Legal Section	12
Legal Subdivision	TARA VALLEY
Legal Lot Number	10
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	5
Census Block	5024
Census Tract	810308

Owner

Source: Lincoln County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	112 OHARA DR, TROY, MO 63379-3403
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO
Apr 30, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2018 · Amount on Record
Deed Sale	Apr 30, 2018 · Amount on Record
Deed Document Number	20183635
Deed Book / Page	2422 / 273
Prior Transfer Date	Dec 14, 2011
Prior Transfer Doc	02225/0077
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	112 OHARA DR, TROY, MO 63379-3403
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 OHARA DR, TROY, MO 63379-3403

Mortgage

Document Number	2471/552
Date	Oct 27, 2021
Book Page	2471/552
Instrument	2021014131

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	112 OHARA DR, TROY, MO 63379-3403
Transaction Type	Mortgage
Record Updated	Jan 22, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2440/0085
Date	Nov 4, 2019
Book Page	2440/0085
Instrument	2019009984

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Apr 30, 2018
Property Address	112 OHARA DR, TROY, MO 63379-3403
Document Number	2422/0273
Book / Page	2422 / 0273
Map Reference	MB12 PG93
Instrument Date	Apr 30, 2018
Instrument	2018003635
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 OHARA DR, TROY, MO 63379-3403

Mortgage

Document Number	2018003636
Date	Apr 30, 2018
Instrument	2018003636

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,244.00 (+6.72%)	$85,802 (+8.2%) Land $7,505 Building $78,297	$451,590 (+8.2%) Land $39,500 Building $412,090
2023	$4,914.00 (+4.8%)	$79,297 Land $6,365 Building $72,932	$417,350 Land $33,500 Building $383,850
2022	$4,689.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TARA VALLEY HOMEOWNERS ASSN private · serves 60 people · EPA ID MO6031193
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Systec Wireless Communications, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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