132 O'Hara Dr, Troy, MO 63379 Property Records

Lincoln County property record for 132 O'Hara Dr, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,434 sqft · built 1996
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,471 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-10-12-000-000-007.022`

Property Details

APN / Parcel Number

Primary APN	`19-10-12-000-000-007.022`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,434 sqft Living Area
Basement Area	2,434 sqft
Unfinished Basement	2,434 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	132 OHARA DR
City	TROY
State	MO
Zip	63379-3403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 TARA VALLEY
Legal Range	01W
Legal Township	48N
Legal Section	12
Legal Subdivision	TARA VALLEY
Legal Lot Number	12
Jurisdiction	LINCOLN MO
Township / Civil Division	CLARK
Census Block Group	5
Census Block	5024
Census Tract	810308

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	132 OHARA DR, TROY, MO 63379-3403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN EQUITY MORTGAGE
Mar 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN EQUITY MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 1, 2005
Transfer Doc	1786/0757
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	132 OHARA DR, TROY, MO 63379-3403
Transaction Type	Mortgage
Record Updated	May 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2461/585
Date	Mar 26, 2021
Book Page	2461/585
Instrument	2021004094

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	132 OHARA DR, TROY, MO 63379-3403
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TOWN AND COUNTRY TITLE, TOWN & COUNTRY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2408/0563
Date	Mar 9, 2017
Book Page	2408/0563
Instrument	2017001987

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company
Address	SAINT PETERS, MO 63376

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$57,270 (-) Land $4,127 Building $53,143
2025	$3,471.00 (+6.11%)	$57,270 (+7.51%) Land $4,127 Building $53,143	$301,420 (+7.52%) Land $21,720 Building $279,700
2023	$3,271.00 (+4.97%)	$53,267 Land $3,557 Building $49,710	$280,350 Land $18,720 Building $261,630
2022	$3,116.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TARA VALLEY HOMEOWNERS ASSN private · serves 60 people · EPA ID MO6031193
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed, Systec Wireless Communications, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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