142 Main St, Ladera Ranch, CA 92694 Property Records

Orange County property record for 142 Main St, Ladera Ranch, CA 92694

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,003 sqft · built 2001
Lot Size	0.071 acres (3,106 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,239,000 (Sep 2023)
Tax Bill	$15,187 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2023 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`759-461-03`

Property Details

APN / Parcel Number

Primary APN	`759-461-03`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,003 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	3,106 sqft (0.071 acres)
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	142 MAIN ST
City	LADERA RANCH
State	CA
Zip	92694-0425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15886 BLK LOT 11
Legal Subdivision	TRACT MAP NO 15886
Legal Tract	15886
Legal Lot Number	11
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1019
Census Tract	32057

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	142 MAIN ST, LADERA RANCH, CA 92694-0425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Sep 14, 2023	Grant Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Feb 14, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 26, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Feb 20, 2018	Quit Claim Deed, Transfer IRON KEY ESCROW INC
Feb 20, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2023 · Amount on Record
Deed Sale	Sep 14, 2023 · Amount on Record
Prior Sale	Feb 20, 2018 · Amount on Record
Deed Document Number	2023223830
Prior Transfer Date	Feb 1, 2023
Prior Transfer Doc	0000031711
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Apr 15, 2026
Property Address	142 MAIN ST, LADERA RANCH, CA 92694-0425
Document Number	0000107886
Instrument Date	Apr 9, 2026
Instrument	2026107886
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 MAIN ST, LADERA RANCH, CA 92694-0425
Investor	Possibly a Property Investor

Mortgage

Document Number	0000107886,
Date	Apr 15, 2026
Instrument	2026107886

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 14, 2023
Property Address	142 MAIN ST, MISSION VIEJO, CA 92694-0425
Document Number	0000223830
Map Reference	MB 807 PG 25-28
Instrument Date	Aug 25, 2023
Instrument	2023000223830
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	142 MAIN ST, LADERA RANCH, CA 92694-0425
Investor	Possibly a Property Investor

Mortgage

Document Number	0000223831
Date	Sep 14, 2023
Instrument	2023000223831

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 14, 2023
Property Address	142 MAIN ST, MISSION VIEJO, CA 92694-0425
Document Number	0000031711
Map Reference	MB 807 PG 25-28
Instrument Date	Feb 1, 2023
Instrument	2023000031711
Transaction Type	Transfer
Record Updated	Feb 28, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	142 MAIN ST, LADERA RANCH, CA 92694-0425

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	142 MAIN ST, MISSION VIEJO, CA 92694-0425
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000243179
Date	Jul 9, 2019
Instrument	2019000243179

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	142 MAIN ST, MISSION VIEJO, CA 92694-0425
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 MAIN ST, LADERA RANCH, CA 92694-0425

Mortgage

Document Number	0000499328
Date	Sep 16, 2020
Instrument	2020000499328

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 26, 2020
Property Address	142 MAIN ST, MISSION VIEJO, CA 92694-0425
Document Number	0000082104
Instrument Date	Feb 20, 2020
Instrument	82104
Transaction Type	Transfer
Record Updated	Mar 6, 2020
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	142 MAIN ST LADERA RANCH CA 926940425, LADERA RANCH, CA 92694-0425

Mortgage

Document Number	82105
Date	Feb 26, 2020
Instrument	82105

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 20, 2018
Property Address	142 MAIN ST, MISSION VIEJO, CA 92694-0425
Document Number	0000059218
Instrument Date	Feb 8, 2018
Instrument	59218
Transaction Type	Transfer
Record Updated	Mar 1, 2018
Title Company	IRON KEY ESCROW INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	142 MAIN ST LADERA RANCH CA 926940425, LADERA RANCH, CA 92694-0425

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 20, 2018
Property Address	142 MAIN ST, MISSION VIEJO, CA 92694-0425
Document Number	0000059217
Map Reference	MB807 PG25-28
Instrument Date	Jan 25, 2018
Instrument	2018000059217
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 MAIN ST, LADERA RANCH, CA 92694-0425

Mortgage

Document Number	0000059219
Date	Feb 20, 2018
Instrument	2018000059219

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,289,055 (+2%) Land $1,018,494 Building $270,561
2025	$15,187.00 (+1.63%)	$1,263,780 (+61.62%) Land $998,524 Building $265,256
2024	$14,944.00 (+47.48%)
2023	$10,133.00 (+1.58%) Homeowner's exemption	$781,955 Land $544,049 Building $237,906
2022	$9,975.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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