140 Main St, Ladera Ranch, CA 92694 Property Records

Orange County property record for 140 Main St, Ladera Ranch, CA 92694

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,860 sqft · built 2001
Lot Size	0.07 acres (3,066 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,260,000 (Jul 2024)
Tax Bill	$15,009 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2024 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`759-461-02`

Property Details

APN / Parcel Number

Primary APN	`759-461-02`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,860 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	3,066 sqft (0.07 acres)
Garage Area	461 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	140 MAIN ST
City	LADERA RANCH
State	CA
Zip	92694-0425
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 15886 BLK LOT 12
Legal Subdivision	TRACT 15886
Legal Tract	15886
Legal Lot Number	12
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1019
Census Tract	32057

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	140 MAIN ST, LADERA RANCH, CA 92694-0425
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC
Mar 6, 2024	Deed of Trust, Mortgage · Conventional Mortgage ORANGE COUNTYS CU
Jul 16, 2021	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Dec 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 21, 2019	Grant Deed, Transfer · Conventional Mortgage LADERA LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2024 · Amount on Record
Deed Sale	Jul 15, 2024 · Amount on Record
Prior Sale	Jul 16, 2021 · Amount on Record
Deed Document Number	2024178165
Prior Transfer Date	Dec 18, 2020
Prior Transfer Doc	0000765918
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Recording Date	Apr 9, 2026
Property Address	140 MAIN ST, LADERA RANCH, CA 92694-0425
Document Number	0000102536
Instrument Date	Apr 3, 2026
Instrument	2026102536
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	140 MAIN ST, LADERA RANCH, CA 92694-0425

Mortgage

Document Number	0000102536,
Date	Apr 9, 2026
Instrument	2026102536

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	140 MAIN ST, MISSION VIEJO, CA 92694-0425
Transaction Type	Mortgage
Record Updated	Mar 20, 2024
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 MAIN ST, LADERA RANCH, CA 92694-0425

Mortgage

Document Number	0000050068
Date	Mar 6, 2024
Instrument	2024000050068

Lender

Name	ORANGE COUNTYS CU
Type	Credit Union
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 27, 2049

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 16, 2021
Property Address	140 MAIN ST, MISSION VIEJO, CA 92694-0425
Document Number	0000458152
Map Reference	MB 807 PG 25-28
Instrument Date	Jun 30, 2021
Instrument	2021000458152
Transaction Type	Transfer
Record Updated	Aug 2, 2021
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	140 MAIN ST, MISSION VIEJO, CA 92694-0425

Mortgage

Document Number	0000458153
Date	Jul 16, 2021
Instrument	2021000458153

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	140 MAIN ST, MISSION VIEJO, CA 92694-0425
Transaction Type	Mortgage
Record Updated	May 27, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 MAIN ST, LADERA RANCH, CA 92694-0425

Mortgage

Document Number	0000329247
Date	May 19, 2021
Instrument	2021000329247

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 24, 2020
Property Address	140 MAIN ST, MISSION VIEJO, CA 92694-0425
Document Number	0000765918
Instrument Date	Dec 18, 2020
Instrument	765918
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	140 MAIN ST MISSION VIEJO CA 926940425, MISSION VIEJO, CA 92694-0425

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 21, 2019
Property Address	140 MAIN ST, MISSION VIEJO, CA 92694-0425
Document Number	0000309360
Instrument Date	Aug 2, 2019
Instrument	309360
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$805.75
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 MAIN ST LADERA RANCH CA 926940425, LADERA RANCH, CA 92694-0425

Mortgage

Document Number	309361
Date	Aug 21, 2019
Instrument	309361

Lender

Name	LADERA LNDG
Address	LADERA RANCH, CA 92694

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,285,200 (+2%) Land $1,010,900 Building $274,300
2025	$15,009.00 (+22.31%)	$1,260,000 (+29.35%) Land $991,078 Building $268,922
2024	$12,271.00 (+1.72%)
2023	$12,064.00 (+1.63%)	$974,100 Land $757,286 Building $216,814
2022	$11,871.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 76% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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