142 Gray Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 142 Gray Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,608 sqft · built 1992
Lot Size	10.2 acres (445,619 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Feb 2022)
Tax Bill	$4,152 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`008-002-010-20`

Property Details

APN / Parcel Number

Primary APN	`008-002-010-20`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,608 sqft Living Area
1st Floor Area	1,602 sqft
Basement Area	1,476 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Lot Area	445,619 sqft (10.2 acres)
Garage Area	597 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	142 GRAY RD
City	LAPEER
State	MI
Zip	48446-2853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	SEC 2 T7N R9E PARCEL D BEG 1008 FT S OF W 1/4 COR TH S 336 FT TH E 1299.49 FT TH N 336 FT TH W 1229.42 FT TO POB. 10.23 A.
Legal Range	09E
Legal Township	07N
Legal Section	02
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1021
Census Tract	336000

Owner

Source: Lapeer County records · APN 008-002-010-20

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	142 GRAY RD, LAPEER, MI 48446-2853
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 04, 2022	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOVERNMENT CU
Sep 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ELGA CREDIT UNION
Feb 07, 2022	Warranty Deed, Transfer TRI-COUNTY TITLE AGENCY LLC, TRI COUNTY TITLE AGENCY LLC
Nov 23, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ELGA CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 07, 2022 · Amount on Record
Deed Sale	Feb 07, 2022 · Amount on Record
Prior Sale	Oct 23, 2009 · Amount on Record
Deed Book / Page	3272 / 239
Prior Transfer Date	Feb 20, 2009
Prior Transfer Doc	0023760020
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	142 GRAY RD, LAPEER, MI 48446-2853
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21640 OXFORD AVE, FARMINGTON HILLS, MI 48336-5740

Mortgage

Document Number	0032640244
Date	Jan 04, 2022
Book Page	3264/244

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	142 GRAY RD, LAPEER, MI 48446-2853
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 GRAY RD, LAPEER, MI 48446-2853

Mortgage

Document Number	0032390257
Date	Sep 23, 2021
Book Page	3239/257

Lender

Name	ELGA CREDIT UNION
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 21, 2036

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Feb 07, 2022
Property Address	142 GRAY RD, LAPEER, MI 48446-2853
Document Number	0032720239
Book / Page	3272 / 239
Instrument Date	Dec 22, 2021
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	TRI-COUNTY TITLE AGENCY LLC, TRI COUNTY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$3,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	142 GRAY RD, 142, LAPEER, MI 48446-2853

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 GRAY RD, LAPEER, MI 48446-2853

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAPEER MI
Recording Date	Nov 23, 2020
Property Address	142 GRAY RD, LAPEER, MI 48446-2853
Document Number	0031500177
Book / Page	3150 / 177
Instrument Date	Nov 16, 2020
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	MICHIGAN TRUSTED TITLE AGCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 GRAY RD, LAPEER, MI 48446-2853

Mortgage

Document Number	0003150179
Date	Nov 23, 2020
Instrument	3150/179

Lender

Name	ELGA CREDIT UNION
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2035

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$240,500 (+5.16%)	$481,000 (+5.16%)
2025	$4,152.00 (+4.27%) Homeowner's exemption	$228,700 (+22.3%)	$457,400 (+22.3%)
2024	$3,982.00 (+10.15%)
2023		$187,000	$374,000
2022	$3,615.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Based on FCC filings for 36 locations within half a mile of this property.

Nearby Properties on Gray Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures