102 Gray Rd, Lapeer, MI 48446 Property Records

Lapeer County property record for 102 Gray Rd, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,450 sqft · built 1989
Lot Size	4.65 acres (202,554 sqft)
Owner	Individual Name on File
Last Sale	$295,000 (Apr 2023)
Tax Bill	$3,497 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`008-002-010-30`

Property Details

APN / Parcel Number

Primary APN	`008-002-010-30`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,450 sqft Living Area
1st Floor Area	1,432 sqft
Basement Area	1,464 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	202,554 sqft (4.65 acres)
Garage Area	528 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	102 GRAY RD
City	LAPEER
State	MI
Zip	48446-2853
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC 2 T7N R9E PARCEL F BEG 1549 FT S OF W 1/4 COR TH S 205 FT THE E 990 FT TH N 205 FT TH W 990 FT TO POB. 4.658 A.
Legal Range	09E
Legal Township	07N
Legal Section	02
Jurisdiction	LAPEER MI
Township / Civil Division	ELBA
Census Block Group	1
Census Block	1021
Census Tract	336000

Owner

Source: Lapeer County records · APN 008-002-010-30

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	102 GRAY RD, LAPEER, MI 48446-2853
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Mar 17, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 27, 2023 · Amount on Record
Deed Sale	Apr 27, 2023 · Amount on Record
Deed Book / Page	3347 / 447
Record Updated	Sep 20, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Apr 27, 2023
Property Address	102 GRAY RD, LAPEER, MI 48446-2853
Document Number	0033470447
Book / Page	3347 / 447
Instrument Date	Apr 25, 2023
Transaction Type	Transfer
Record Updated	Jun 01, 2023
Title Company	SARGENTS TITLE COMPANY, SARGENTS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,212.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1410 E BARNES LAKE RD, COLUMBIAVILLE, MI 48421-9742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 FALLING LEAF DR, LAPEER, MI 48446-3140

Mortgage

Document Number	0003347385
Date	Apr 27, 2023
Instrument	3347/385

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Mar 17, 2023
Property Address	102 GRAY RD, LAPEER, MI 48446-2853
Document Number	0033420162
Book / Page	3342 / 162
Instrument Date	Feb 16, 2023
Transaction Type	Transfer
Record Updated	Apr 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2396 N HENDERSON RD, DAVISON, MI 48423-8169

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1410 E BARNES LAKE RD, COLUMBIAVILLE, MI 48421-9742

Tax Assessment & Valuation

Source: Lapeer County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Elba Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$167,100 (+1.89%)	$334,200 (+1.89%)
2025	$3,497.00 (+123.88%) Homeowner's exemption	$164,000 (+16.07%)	$328,000 (+16.07%)
2023		$141,300	$282,600
2022	$1,562.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lapeer County (26087C), as of May 4, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260873360001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2013)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Based on FCC filings for 36 locations within half a mile of this property.

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