14189 E 875th Rd, Effingham, IL 62401 Property Records

Effingham County property record for 14189 E 875th Rd, Effingham, IL 62401 · Last verified August 2023

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1978
Square Footage	1,296 sqft Base Area
Lot Size	43,560 sqft (1 acres)
Garage	624 sqft
Occupancy	Owner Occupied
Last Sale	$118,000 (2014)
Tax Bill	$1,759.00 (2022)

Property Details

APN / Parcel Number

Primary APN	`14-10-021-064`

Interior

Building Area	1,296 sqft Base Area
Stories	1 Stories

Exterior

Year Built	Built 1978
Construction Type	Frame Construction
Lot Area	43,560 sqft (1 acres)
Parking Spaces	2 Parking Spaces
Garage Area	624 sqft Garage

Location & Zoning

Street Address	14189 E 875TH RD
City	EFFINGHAM
State	IL
Zip	62401-7129
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 5 ARNOLD SUB 3079/90 2349/341 1677/20 832/165
Legal Subdivision	ARNOLD SUBDIVISION
Legal Lot Number	5
Jurisdiction	EFFINGHAM IL
Minor Civil Division	WATSON
Census Blockgroup	2
Census Block	2028
Census Tract	950500

Owner

Source: Effingham County records · APN 14-10-021-064

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	14189 E 875TH RD, EFFINGHAM, IL 62401-7129
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 20, 2014 · Amount on Record
Deed Sale	Nov 20, 2014 · Amount on Record
Prior Sale	Sep 24, 2007 · Amount on Record
Deed Doc Number	201401405013
Deed Book / Page	3079 / 090
Record Refreshed	Jun 07, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14189 E 875TH RD, EFFINGHAM, IL 62401-7129
Transaction Type	Mortgage
Record Updated	Jul 22, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3573/69
Date	Jun 08, 2020
Book Page	3573/69
Instrument	202020002882

Lender

Name	LAND OF LINCOLN CU
Type	Credit Union
Address	DECATUR, IL 62521

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 01, 2040

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,759.00 Homeowner's exemption	$40,120 Land $2,460 Building $37,660	$120,360 Land $7,380 Building $112,980

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.