14147 E 875th Rd, Effingham, IL 62401 Property Records

Effingham County property record for 14147 E 875th Rd, Effingham, IL 62401 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	1 Beds
Bathrooms	1.5 Baths
Year Built	Built 2008
Square Footage	739 sqft Base Area
Lot Size	236,531 sqft (5.43 acres)
Occupancy	Owner Occupied
Last Sale	$1,500,000 (2026)
Tax Bill	$13,790.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`14-10-021-101`

Interior

Bedrooms	1 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	739 sqft Base Area
1st Floor	739 sqft 1st Floor
Basement Area	1 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame Construction
Roof Material	Asphalt Roof
Lot Area	236,531 sqft (5.43 acres)
Garage Area	357 sqft Garage

Location & Zoning

Street Address	14147 E 875TH RD
City	EFFINGHAM
State	IL
Zip	62401-7129
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TRACT 2 AS RECORDED ON PLAT OF SURVEY NW NW 3582/203 2411/13 1958/206 1934/209 350/259
Legal Subdivision	HOMEWOOD PARK ANNEX
Legal Tract	2
Jurisdiction	EFFINGHAM IL
Minor Civil Division	WATSON
Census Blockgroup	2
Census Block	2028
Census Tract	950500

Owner

Source: Effingham County records · APN 14-10-021-101

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2707 OWL RD, LOUISVILLE, IL 62858-2542
Occupancy	Owner Occupied
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 01, 2020	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK
Mar 28, 2011	Deed of Trust, Mortgage WASHINGTON SAVINGS BANK
Jul 19, 2005	Deed of Trust, Mortgage WASHINGTON SAVINGS BANK
Apr 25, 2005	Deed of Trust, Mortgage · Building or Construction Mortgage WASHINGTON SAVINGS BANK
Nov 07, 2007	Deed of Trust, Mortgage · Building or Construction Mortgage WASHINGTON SAVINGS BANK
Jul 20, 2009	Deed of Trust, Mortgage · Building or Construction Mortgage WASHINGTON SAVINGS BANK
Dec 14, 2010	Deed of Trust, Mortgage · Building or Construction Mortgage WASHINGTON SAVINGS BANK
Nov 28, 2011	Deed of Trust, Mortgage WASHINGTON SAVINGS BANK
Jul 28, 2011	Deed of Trust, Mortgage WASHINGTON SAVINGS BANK
Jul 17, 2013	Deed of Trust, Mortgage WASHINGTON SAVINGS BANK
Oct 22, 2012	Deed of Trust, Mortgage · Building or Construction Mortgage WASHINGTON SAVINGS BANK
Jan 29, 2010	Deed of Trust, Mortgage WASHINGTON SAVINGS BANK
Mar 29, 2010	Deed of Trust, Mortgage · Building or Construction Mortgage WASHINGTON SAVINGS BANK
Jan 30, 2026	Deed, Transfer · Commercial Mortgage TEUTOPOLIS STATE BANK
Jun 29, 2017	Warranty Deed, Transfer · Commercial Mortgage WASHINGTON SAVINGS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Jun 29, 2017 · Amount on Record
Deed Doc Number	2026394
Prior Transfer Date	May 21, 2008
Prior Transfer Doc	002411/013
Record Refreshed	Jun 08, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14147 E 875TH RD, EFFINGHAM, IL 62401-7129
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003584/331
Date	Jul 01, 2020
Book Page	3584/331
Instrument	202020003538

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 01, 2035

March 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14147 E 875TH RD, EFFINGHAM, IL 62401-7129
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002717/071
Date	Mar 28, 2011
Book Page	2717/071
Instrument	201101101441

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2041

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Min Rate At Change	4%
Max Rate	9.37%

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14147 E 875TH RD, EFFINGHAM, IL 62401-7129
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002149/025
Date	Jul 19, 2005
Book Page	2149/025
Instrument	0503848

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2020

Interest

Rate Type	Adjustable Rate
Min Rate At Change	5.5%
Max Rate	11.2%

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14147 E 875TH RD, EFFINGHAM, IL 62401-7129
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002126/118
Date	Apr 25, 2005
Book Page	2126/118
Instrument	0502164

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Jul 23, 2005

Interest

Rate	4.99%

November 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14147 E 875TH RD, EFFINGHAM, IL 62401-7129
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002362/107
Date	Nov 07, 2007
Book Page	2362/107
Instrument	200700705724

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Aug 07, 2008

Interest

Rate	6.37%

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14147 E 875TH RD, EFFINGHAM, IL 62401-7129
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002546/023
Date	Jul 20, 2009
Book Page	2546/023
Instrument	200900905034

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Apr 17, 2010

Interest

Rate	4.62%

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14147 E 875TH RD, EFFINGHAM, IL 62401-7129
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002691/261
Date	Dec 14, 2010
Book Page	2691/261
Instrument	201001006719

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	4 Months
Due	Apr 12, 2011

November 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14147 E 875TH RD, EFFINGHAM, IL 62401-7129
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002784/029
Date	Nov 28, 2011
Book Page	2784/029
Instrument	201101105812

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2026

Interest

Rate Type	Adjustable Rate
Min Rate At Change	4%
Max Rate	8.87%

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14147 E 875TH RD, EFFINGHAM, IL 62401-7129
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002745/015
Date	Jul 28, 2011
Book Page	2745/015
Instrument	201101103349

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Amount	Amount Recorded
Term	9 Months
Due	Apr 22, 2012

Interest

Rate	4%

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14147 E 875TH RD, EFFINGHAM, IL 62401-7129
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002966/306
Date	Jul 17, 2013
Book Page	2966/306
Instrument	201301303604

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2028

Interest

Rate Type	Adjustable Rate
Rate	4.12%
Min Rate At Change	4%
Max Rate	9.12%

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14147 E 875TH RD, EFFINGHAM, IL 62401-7129
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002882/330
Date	Oct 22, 2012
Book Page	2882/330
Instrument	201201205673

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Jul 21, 2013

January 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14147 E 875TH RD, EFFINGHAM, IL 62401-7129
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002596/054
Date	Jan 29, 2010
Book Page	2596/054
Instrument	201001000411

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Feb 01, 2025

Interest

Rate Type	Adjustable Rate
Rate	5%
Min Rate At Change	4.5%
Max Rate	10%

March 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14147 E 875TH RD, EFFINGHAM, IL 62401-7129
Transaction Type	Mortgage
Record Updated	Feb 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002609/047
Date	Mar 29, 2010
Book Page	2609/047
Instrument	201001001358

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Dec 27, 2010

Interest

Rate	4%

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jan 30, 2026
Property Address	14147 E 875TH RD, EFFINGHAM, IL 62401-7129
Document Number	202626000394
Instrument Date	Jan 30, 2026
Instrument	202626000394
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction Only a portion of the APN conveyed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 OWL RD, LOUISVILLE, IL 62858-2542
Mail Care Of	LEVI BECKMAN

Mortgage

Document Number	202626000395
Date	Jan 30, 2026
Instrument	202626000395

Lender

Name	TEUTOPOLIS STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Feb 10, 2031

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Jun 29, 2017
Property Address	14157 E 875TH RD, EFFINGHAM, IL 62401-7129
Document Number	003312/050
Book / Page	3312 / 050
Map Reference	MB 1 PG 56
Instrument Date	Jun 28, 2017
Instrument	201701702861
Transaction Type	Transfer
Record Updated	Aug 05, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$81.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18206 E 1535TH AVE, 18206, TEUTOPOLIS, IL 62467-3345

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	14157 E 875TH RD, EFFINGHAM, IL 62401-7129

Mortgage

Document Number	201701702862
Date	Jun 29, 2017
Instrument	201701702862

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 28, 2018

Interest

Rate	4.8%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$13,790.00 (+26.57%) Homeowner's exemption	$260,500 (+21.55%) Land $8,270 Building $252,230	$781,500 (+21.55%) Land $24,810 Building $756,690
2022	$10,895.00 Homeowner's exemption	$214,310 Land $6,800 Building $207,510	$642,930 Land $20,400 Building $622,530

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.