14153 E 875th Rd, Effingham, IL 62401 Property Records

Effingham County property record for 14153 E 875th Rd, Effingham, IL 62401 · Last verified August 2023

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1978
Square Footage	1,392 sqft Base Area
Lot Size	40,075 sqft (0.919 acres)
Garage	576 sqft
Occupancy	Owner Occupied
Last Sale	$74,500 (2001)
Tax Bill	$1,883.00 (2022)

Property Details

APN / Parcel Number

Primary APN	`14-10-021-063`

Interior

Building Area	1,392 sqft Base Area
Stories	1 Stories

Exterior

Year Built	Built 1978
Construction Type	Frame Construction
Lot Area	40,075 sqft (0.919 acres)
Parking Spaces	2 Parking Spaces
Garage Area	576 sqft Garage

Location & Zoning

Street Address	14153 E 875TH RD
City	EFFINGHAM
State	IL
Zip	62401-7129
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 4 ARNOLD'S SUB 1636/299 1412/310 959/261
Legal Subdivision	ARNOLD'S SUBDIVISION
Legal Lot Number	4
Jurisdiction	EFFINGHAM IL
Minor Civil Division	WATSON
Census Blockgroup	2
Census Block	2028
Census Tract	950500

Owner

Source: Effingham County records · APN 14-10-021-063

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	14153 E 875TH RD, EFFINGHAM, IL 62401-7129
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 06, 2001 · Amount on Record
Deed Sale	Jun 06, 2001 · Amount on Record
Deed Doc Number	20012013278
Record Refreshed	Jun 07, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	14153 E 875TH RD, EFFINGHAM, IL 62401-7129
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202424000665
Date	Mar 04, 2024
Instrument	202424000665

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	300 SUR WOODS DR, EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 27, 2039

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Feb 27, 2031
Change Frequency	Annually
Min Rate At Change	4.52%
Max Rate At Change	8.52%
Index	1-Year CMT
Max Rate	11.5%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,883.00 Homeowner's exemption	$42,500 Land $2,400 Building $40,100	$127,500 Land $7,200 Building $120,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.