14184 E Libbie Ln, Effingham, IL 62401 Property Records

Effingham County property record for 14184 E Libbie Ln, Effingham, IL 62401 · Last verified August 2023

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1994
Square Footage	1,728 sqft Base Area
Lot Size	21,780 sqft (0.5 acres)
Garage	864 sqft
Occupancy	Owner Occupied
Last Sale	$119,000 (2021)
Tax Bill	$1,778.00 (2022)

Property Details

APN / Parcel Number

Primary APN	`14-10-021-078`

Interior

Building Area	1,728 sqft Base Area
Stories	1 Stories

Exterior

Year Built	Built 1994
Construction Type	Frame Construction
Lot Area	21,780 sqft (0.5 acres)
Parking Spaces	3 Parking Spaces
Garage Area	864 sqft Garage

Location & Zoning

Street Address	14184 E LIBBIE LN
City	EFFINGHAM
State	IL
Zip	62401-7125
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 7 HELEN SMITH SUB 1ST ADD 3723/252 1279/104 1079/152
Legal Subdivision	HELEN SMITH SUBDIVISION
Legal Lot Number	7
Jurisdiction	EFFINGHAM IL
Minor Civil Division	WATSON
Census Blockgroup	2
Census Block	2028
Census Tract	950500

Owner

Source: Effingham County records · APN 14-10-021-078

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	14184 E LIBBIE LN, EFFINGHAM, IL 62401-7125
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 15, 2021 · Amount on Record
Deed Sale	Sep 15, 2021 · Amount on Record
Deed Doc Number	202121004635
Deed Book / Page	3723 / 252
Record Refreshed	Jun 07, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Sep 15, 2021
Property Address	14184 E LIBBIE LN, EFFINGHAM, IL 62401-7125
Document Number	003723/252
Book / Page	3723 / 252
Map Reference	MB 941 PG 242
Instrument Date	Sep 10, 2021
Instrument	202121004635
Transaction Type	Transfer
Record Updated	Aug 05, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$178.50
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	14184 E LIBBIE LN, EFFINGHAM, IL 62401-7125

Mortgage

Document Number	202121004636
Date	Sep 15, 2021
Instrument	202121004636

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,778.00 Homeowner's exemption	$40,500 Land $5,910 Building $34,590	$121,500 Land $17,730 Building $103,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.