Effingham County property record for 14163 E Libbie Ln, Effingham, IL 62401 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1994 |
| Square Footage | 1,216 sqft Base Area |
| Lot Size | 20,909 sqft (0.48 acres) |
| Garage | 384 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $75,000 (2026) |
| Primary APN | 14-10-021-083 |
|---|
| Building Area | 1,216 sqft Base Area |
|---|---|
| Basement Area | 1,216 sqft Basement |
| Year Built | Built 1994 |
|---|---|
| Lot Area | 20,909 sqft (0.48 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 384 sqft Garage |
| Street Address | 14163 E LIBBIE LN |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-7125 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 19 HELEN SMITH'S SUB 1ST ADD 2537/184 1878/1 1186/293 1107/72 |
| Legal Subdivision | HELEN SMITH'S SUBDIVISION |
| Legal Lot Number | 19 |
| Jurisdiction | EFFINGHAM IL |
| Minor Civil Division | WATSON |
| Census Blockgroup | 2 |
| Census Block | 2028 |
| Census Tract | 950500 |
Source: Effingham County records · APN 14-10-021-083
Assessment roll updated January 1, 2024 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 14163 E LIBBIE LN, EFFINGHAM, IL 62401-7125 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 21, 2005 | Deed of Trust, Mortgage · Line of Credit FIRST NEIGHBOR BANK NA |
| Feb 25, 2026 | Warranty Deed, Transfer · Closed End Mortgage TEUTOPOLIS STATE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 25, 2026 · Amount on Record |
| Deed Sale | Feb 25, 2026 · Amount on Record |
| Prior Sale | Jun 24, 2009 · Amount on Record |
| Deed Doc Number | 202626000692 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 14163 E LIBBIE LN, EFFINGHAM, IL 62401-7125 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Title Company | ETC |
| Name | Verified Name |
|---|
| Document Number | 002150/038 |
|---|---|
| Date | Jul 21, 2005 |
| Book Page | 2150/038 |
| Instrument | 0503918 |
| Name | FIRST NEIGHBOR BANK NA |
|---|---|
| Address | TOLEDO, IL 62468 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 83 Months |
| Due | Jun 17, 2012 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.75% |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Feb 25, 2026 |
| Property Address | 14163 E LIBBIE LN, EFFINGHAM, IL 62401-7125 |
| Document Number | 202626000692 |
| Map Reference | MB 121-A MB 941 PG 2 |
| Instrument Date | Feb 20, 2026 |
| Instrument | 202626000692 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2026 |
| Title Company | ACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $75.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 14163 E LIBBIE LN, EFFINGHAM, IL 62401-7125 |
| Document Number | 202626000693 |
|---|---|
| Date | Feb 25, 2026 |
| Instrument | 202626000693 |
| Name | TEUTOPOLIS STATE BANK |
|---|---|
| Type | Bank |
| Type | Closed End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Mar 20, 2031 |
| Rate | 6.75% |
|---|
Source: Effingham County records · Assessment roll updated January 1, 2024 · Last verified March 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Watson Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | Homeowner's exemption Senior Citizen's exemption | $10,790 (+21.65%) Land $6,820 Building $3,970 | $32,370 (+21.65%) Land $20,460 Building $11,910 |
| 2022 | Homeowner's exemption Senior Citizen's exemption | $8,870 Land $5,610 Building $3,260 | $26,610 Land $16,830 Building $9,780 |
Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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