14179 E Libbie Ln, Effingham, IL 62401 Property Records

Effingham County property record for 14179 E Libbie Ln, Effingham, IL 62401 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	1 Beds
Year Built	Built 1995
Square Footage	1,680 sqft Base Area
Lot Size	26,572 sqft (0.61 acres)
Occupancy	Owner Occupied
Last Sale	$94,000 (2023)
Tax Bill	$2,091.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`14-10-021-090`

Interior

Bedrooms	1 Beds
Building Area	1,680 sqft Base Area
1st Floor	1,680 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Construction Type	Frame Construction
Lot Area	26,572 sqft (0.61 acres)

Location & Zoning

Street Address	14179 E LIBBIE LN
City	EFFINGHAM
State	IL
Zip	62401-7125
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 20 HELEN SMITH SUB 1ST ADD 3849/48 3804/258 1190/347
Legal Subdivision	HELEN SMITH SUBDIVISION
Legal Lot Number	20
Jurisdiction	EFFINGHAM IL
Minor Civil Division	WATSON
Census Blockgroup	2
Census Block	2028
Census Tract	950500

Owner

Source: Effingham County records · APN 14-10-021-090

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9348 N US HIGHWAY 45, EFFINGHAM, IL 62401-5947
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GERSHMAN INVESTMENT CORP
Aug 11, 2022	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 10, 2023 · Amount on Record
Deed Sale	Apr 10, 2023 · Amount on Record
Deed Doc Number	20231095
Deed Book / Page	3849 / 48
Prior Transfer Date	Feb 23, 2022
Prior Transfer Doc	003804/258
Record Refreshed	Jun 08, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Apr 10, 2023
Property Address	14179 E LIBBIE LN, EFFINGHAM, IL 62401-7125
Document Number	0003849/48
Book / Page	3849 / 48
Map Reference	MB 941 PG 242
Instrument Date	Apr 07, 2023
Instrument	202323001095
Transaction Type	Transfer
Record Updated	Jun 06, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$94.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14179 E LIBBIE LN, EFFINGHAM, IL 62401-7125

Mortgage

Document Number	202323001096
Date	Apr 10, 2023
Instrument	202323001096

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

Interest

Rate Type	Fixed Rate
Rate	6.75%

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Aug 11, 2022
Property Address	14179 E LIBBIE LN, EFFINGHAM, IL 62401-7125
Document Number	003804/258
Book / Page	3804 / 258
Map Reference	MB 941 PG 242
Instrument Date	Feb 23, 2022
Instrument	202222003343
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9525 SUMMERSET LN, 9525, CHOCTAW, OK 73020-3956

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14179 E LIBBIE LN, EFFINGHAM, IL 62401-7125

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,091.00 (+69.31%)	$44,600 (+21.56%) Land $8,380 Building $36,220	$133,800 (+21.56%) Land $25,140 Building $108,660
2022	$1,235.00 Homeowner's exemption	$36,690 Land $6,890 Building $29,800	$110,070 Land $20,670 Building $89,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 71% of Illinois
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

14179 E Libbie Ln, Effingham, IL 62401 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

August 2022: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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