1418 Flora Ter, Silver Spring, MD 20910 Property Records

Montgomery County property record for 1418 Flora Ter, Silver Spring, MD 20910

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,672 sqft · built 1956
Lot Size	0.422 acres (18,390 sqft)
Owner	2 Individual Names on File
Last Sale	$550,000 (May 2020)
Tax Bill	$6,594 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01337427`

Property Details

APN / Parcel Number

Primary APN	`13-01337427`
Alternative APN	`01337427`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,672 sqft Living Area
1st Floor Area	972 sqft
Basement Area	700 sqft
Finished Basement	700 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	18,390 sqft (0.422 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	01337427
Street Address	1418 FLORA TER
City	SILVER SPRING
State	MD
Zip	20910-1559
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R60
Legal Description	NORTHMONT
Legal Subdivision	NORTHMONT
Legal Block	J
Legal Lot Number	21
Jurisdiction	MONTGOMERY MD
Township / Civil Division	13
Census Block Group	2
Census Block	2000
Census Tract	702900

Owner

Source: Montgomery County records · APN 13-01337427

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1418 FLORA TER, SILVER SPRING, MD 20910-1559
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 11, 2020 · Amount on Record
Deed Sale	May 11, 2020 · Amount on Record
Prior Sale	Oct 19, 1987 · Amount on Record
Deed Book / Page	59537 / 482
Record Updated	Sep 20, 2026

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 11, 2020
Property Address	1418 FLORA TER, SILVER SPRING, MD 20910-1559
Document Number	0595370482
Book / Page	59537 / 482
Map Reference	MB 52 PL 4050
Instrument Date	Apr 29, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	DISTRICT TITLE A CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1418 FLORA TER, SILVER SPRING, MD 20910-1559

Mortgage

Document Number	59537489
Date	May 11, 2020
Instrument	59537/489

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$570,367 (+0.38%)	$572,500 (-) Land $434,800 Building $137,700
2025	$6,594.00 (+8.2%)	$568,233 (+0.81%)	$572,500 (+1.13%) Land $434,800 Building $137,700
2023		$563,667	$566,100 Land $434,800 Building $131,300
2022	$6,094.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2009–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Jan 2024 · other causes

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Radiate Holdings Cable	1,500 / 50
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 480 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.