Montgomery County property record for 1416 Flora Ter, Silver Spring, MD 20910
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,674 sqft · built 1956 |
| Lot Size | 0.157 acres (6,857 sqft) |
| Owner | Individual Name on File |
| Last Sale | $157,000 (Dec 1993) |
| Tax Bill | $6,130 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01337575 |
| Primary APN | 13-01337575 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,674 sqft Living Area |
| 1st Floor Area | 972 sqft |
| Basement Area | 702 sqft |
| Finished Basement | 702 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 6,857 sqft (0.157 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01337575 |
|---|---|
| Street Address | 1416 FLORA TER |
| City | SILVER SPRING |
| State | MD |
| Zip | 20910-1559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | NORTHMONT |
| Legal Subdivision | NORTHMONT |
| Legal Block | J |
| Legal Lot Number | 22 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 702900 |
Source: Montgomery County records · APN 13-01337575
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1416 FLORA TER, SILVER SPRING, MD 20910-1559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Mar 01, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JG WENTWORTH HM LNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 03, 1993 · Amount on Record |
| Deed Sale | Dec 03, 1993 · Amount on Record |
| Deed Book / Page | 12074 / 705 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1416 FLORA TER, SILVER SPRING, MD 20910-1559 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SHERIDAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0599090461 |
|---|---|
| Date | Jun 24, 2020 |
| Book Page | 59909/461 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1416 FLORA TER, SILVER SPRING, MD 20910-1559 |
| Document Number | 0557900285 |
| Instrument Date | Mar 01, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2018 |
| Title Company | SHERIDAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1416 FLORA TER SILVER SPRING MD 209101559, SILVER SPRING, MD 20910-1559 |
| Document Number | 0557900285 |
|---|---|
| Date | Mar 20, 2018 |
| Book Page | 055790/000285 |
| Name | JG WENTWORTH HM LNDG |
|---|---|
| Address | WOODBRIDGE, VA 22192 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2048 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $530,000 (+0.4%) | $532,100 (-) Land $394,400 Building $137,700 | |
| 2025 | $6,130.00 (+8.23%) | $527,900 (+0.74%) | $532,100 (+1.2%) Land $394,400 Building $137,700 |
| 2023 | $524,000 | $525,800 Land $394,400 Building $131,400 | |
| 2022 | $5,664.00 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2009–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jan 2024 · other causes |
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Radiate Holdings Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 480 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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