Montgomery County property record for 1414 Flora Ter, Silver Spring, MD 20910
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,682 sqft · built 1956 |
| Lot Size | 0.203 acres (8,826 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Sep 2009) |
| Tax Bill | $6,310 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01337677 |
| Primary APN | 13-01337677 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,682 sqft Living Area |
| 1st Floor Area | 1,132 sqft |
| Basement Area | 550 sqft |
| Finished Basement | 550 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,826 sqft (0.203 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01337677 |
|---|---|
| Street Address | 1414 FLORA TER |
| City | SILVER SPRING |
| State | MD |
| Zip | 20910-1559 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | NORTHMONT |
| Legal Subdivision | NORTHMONT |
| Legal Block | J |
| Legal Lot Number | 9 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 702900 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1414 FLORA TER, SILVER SPRING, MD 20910-1559 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2009 · Amount on Record |
| Deed Sale | Sep 1, 2009 · Amount on Record |
| Prior Sale | Apr 4, 2001 · Amount on Record |
| Deed Document Number | 200916008 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 1414 FLORA TER, SILVER SPRING, MD 20910-1559 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Title Company | SAGE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0610090001 |
|---|---|
| Date | Nov 5, 2020 |
| Book Page | 61009/1 |
| Name | CREDIT UNION MORTGAGE ASSOCIATION INC |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2035 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $545,767 (+0.41%) | $548,000 (-) Land $404,600 Building $143,400 | |
| 2025 | $6,310.00 (+8.18%) | $543,533 (+0.76%) | $548,000 (+1.24%) Land $404,600 Building $143,400 |
| 2023 | $539,433 | $541,300 Land $404,600 Building $136,700 | |
| 2022 | $5,833.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2009–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jan 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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