1417 Smith Ave, Owatonna, MN 55060 Property Records

Steele County property record for 1417 Smith Ave, Owatonna, MN 55060 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,012 sqft · built 1992
Lot Size	0.36 acres (15,682 sqft)
Owner	Company Name on File
Last Sale	$312,000 (Jun 2021)
Tax Bill	$5,320 (2026)
Deeds & Mortgages	May 2024 Mortgage Jan 2013 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`17-447-0203`

Property Details

APN / Parcel Number

Primary APN	`17-447-0203`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,012 sqft Finished Area
Basement Area	1,435 sqft
Unfinished Basement	1,435 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	657 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1417 SMITH AVE
City	OWATONNA
State	MN
Zip	55060-4644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOW LANDS BLK 2 LOT 3 MEADOW LANDS ADDN
Legal Subdivision	MEADOW LANDS
Legal Block	2
Legal Lot Number	3
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	4
Census Block	4019
Census Tract	960700

Owner

Source: Steele County records · APN 17-447-0203

Assessment roll updated September 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1417 SMITH AVE, OWATONNA, MN 55060-4644
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 17, 2024	Deed of Trust, Mortgage · Conventional Mortgage VERIDIAN CU
Jan 28, 2013	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 22, 2016	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Sep 30, 2005	Deed of Trust, Mortgage · Line of Credit HOME TOWN FEDERAL CREDIT UNION
Feb 23, 2022	Warranty Deed, Transfer · FHA Mortgage BETTER MORTGAGE CORP
Jun 29, 2021	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 29, 2021 · Amount on Record
Deed Sale	Jun 29, 2021 · Amount on Record
Deed Document Number	2021437058
Record Updated	Sep 20, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	1417 SMITH AVE, OWATONNA, MN 55060-4644
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000452390
Date	May 17, 2024
Instrument	A000452390

Lender

Name	VERIDIAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jun 01, 2034

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	1417 SMITH AVE, OWATONNA, MN 55060-4644
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000389380
Date	Jan 28, 2013
Instrument	A000389380

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2043

April 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	1417 SMITH AVE, OWATONNA, MN 55060-4644
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000407198
Date	Apr 22, 2016
Instrument	A000407198

Lender

Name	QUICKEN LOANS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2046

Interest

Rate Type	Fixed Rate

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	1417 SMITH AVE, OWATONNA, MN 55060-4644
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000335740
Date	Sep 30, 2005
Instrument	A000335740

Lender

Name	HOME TOWN FEDERAL CREDIT UNION
Address	OWATONNA, MN 55060

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 29, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Feb 23, 2022
Property Address	1417 SMITH AVE, OWATONNA, MN 55060-4644
Document Number	A000441497
Instrument Date	Jan 05, 2022
Instrument	A000441497
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	TRADEMARK TITLE INC, TRADEMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,016.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1417 SMITH AVE, OWATONNA, MN 55060-4644

Mortgage

Document Number	A000441498
Date	Feb 23, 2022
Instrument	A000441498

Lender

Name	BETTER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2052

Interest

Rate Type	Fixed Rate

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Jun 29, 2021
Property Address	1417 SMITH AVE, OWATONNA, MN 55060-4644
Document Number	A000437058
Instrument Date	Jun 18, 2021
Instrument	A000437058
Transaction Type	Transfer
Record Updated	Jul 26, 2024
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,029.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1417 SMITH AVE, OWATONNA, MN 55060-4644
Investor	Possibly a Property Investor

Mortgage

Document Number	A000437059
Date	Jun 29, 2021
Instrument	A000437059

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Steele County records · Assessment roll updated September 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,320.00 (+3.22%)
2025		$364,900 (+4.74%) Land $66,800 Building $298,100	$364,900 (+4.74%) Land $66,800 Building $298,100
2023	$5,154.00 Homeowner's exemption	$348,400 Land $56,500 Building $291,900	$348,400 Land $56,500 Building $291,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Steele County (27147C), updated November 11, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271479607004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2007, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 323 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
Midcontinent Communications	Fixed Wireless	100 / 20

May also be available at this address: Minnesota WiFi. Availability varies by address; speeds are provider-advertised maximums, not measured.

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