1385 Smith Ave, Owatonna, MN 55060 Property Records

Steele County property record for 1385 Smith Ave, Owatonna, MN 55060 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,530 sqft · built 1997
Lot Size	0.309 acres (13,460 sqft)
Owner	2 Individual Names on File
Last Sale	$244,900 (Aug 2017)
Tax Bill	$5,464 (2026)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-447-0101`

Property Details

APN / Parcel Number

Primary APN	`17-447-0101`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,530 sqft Living Area
Basement Area	1,026 sqft
Finished Basement	1,026 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,460 sqft (0.309 acres)
Garage Type	Attached
Garage Area	705 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1385 SMITH AVE
City	OWATONNA
State	MN
Zip	55060-4605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOW LANDS BLK 1 LOT 1 MEADOW LANDS ADDN
Legal Subdivision	MEADOW LANDS
Legal Block	1
Legal Lot Number	1
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	4
Census Block	4020
Census Tract	960700

Owner

Source: Steele County records · APN 17-447-0101

Assessment roll updated September 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1385 SMITH AVE, OWATONNA, MN 55060-4605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 04, 2017 · Amount on Record
Deed Sale	Aug 04, 2017 · Amount on Record
Prior Sale	Jan 02, 2007 · Amount on Record
Deed Document Number	2017414153
Prior Transfer Date	Sep 12, 2011
Prior Transfer Doc	0000381107
Record Updated	Sep 20, 2026

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	STEELE MN
Recording Date	Aug 04, 2017
Property Address	1385 SMITH AVE, OWATONNA, MN 55060-4605
Document Number	A000414153
Instrument Date	Aug 04, 2017
Instrument	A000414153
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$808.17
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1385 SMITH AVE, OWATONNA, MN 55060-4605

Mortgage

Document Number	A000414154
Date	Aug 04, 2017
Instrument	A000414154

Lender

Name	AMERICAN MTG & EQUITY CONSULT
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Steele County records · Assessment roll updated September 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,464.00 (+5.28%)
2025		$373,900 (+5.74%) Land $63,600 Building $310,300	$373,900 (+5.74%) Land $63,600 Building $310,300
2023	$5,190.00 Homeowner's exemption	$353,600 Land $53,900 Building $299,700	$353,600 Land $53,900 Building $299,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Steele County (27147C), updated November 11, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271479607004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2007, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 323 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
Midcontinent Communications	Fixed Wireless	100 / 20

May also be available at this address: Minnesota WiFi. Availability varies by address; speeds are provider-advertised maximums, not measured.