1411 Smith Ave, Owatonna, MN 55060 Property Records

Steele County property record for 1411 Smith Ave, Owatonna, MN 55060

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,281 sqft · built 1994
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,214 (2026)
Deeds & Mortgages	May 2020 Mortgage Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17-447-0202`

Property Details

APN / Parcel Number

Primary APN	`17-447-0202`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	13 Rooms
Stories	1 Story
Building Area	3,281 sqft Finished Area
Basement Area	1,039 sqft
Finished Basement	1,039 sqft
Unfinished Basement	1,039 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	1,162 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1411 SMITH AVE
City	OWATONNA
State	MN
Zip	55060-4644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOW LANDS BLK 2 LOT 2 MEADOW LANDS ADDN
Legal Section	TW
Legal Subdivision	MEADOW LANDS
Legal Block	2
Legal Lot Number	2
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	4
Census Block	4019
Census Tract	960700

Owner

Source: Steele County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1411 SMITH AVE, OWATONNA, MN 55060-4644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Oct 11, 2019	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 3, 2019
Transfer Doc	0000425854
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	1411 SMITH AVE, OWATONNA, MN 55060-4644
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000429062
Date	May 18, 2020
Instrument	A000429062

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate

October 2019: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STEELE MN
Recording Date	Oct 11, 2019
Property Address	1411 SMITH AVE, OWATONNA, MN 55060-4644
Document Number	A000425854
Instrument Date	Oct 3, 2019
Instrument	A000425854
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1411 SMITH AVE, OWATONNA, MN 55060-4644

Tax Assessment & Valuation

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,214.00 (+10.26%) Homeowner's exemption	$450,700 (+5.13%) Land $69,300 Building $381,400	$450,700 (+5.13%) Land $69,300 Building $381,400
2025		$428,700 (+4.38%) Land $66,800 Building $361,900	$428,700 (+4.38%) Land $66,800 Building $361,900
2023	$3,822.00 Homeowner's exemption	$410,700 Land $56,500 Building $354,200	$410,700 Land $56,500 Building $354,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2007 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20

May also be available: Minnesota WiFi.

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