14156 Gallop Ter, Germantown, MD 20874 Property Records

Montgomery County property record for 14156 Gallop Ter, Germantown, MD 20874

Property Summary

Property Type	Townhouse
Details	3 ba · 1,730 sqft · built 1991
Lot Size	0.037 acres (1,600 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Sep 2023)
Tax Bill	$5,146 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02601217`

Property Details

APN / Parcel Number

Primary APN	`02-02601217`
Alternative APN	`02601217`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,730 sqft Living Area
Gross Area	1,920 sqft
1st Floor Area	680 sqft
Basement Area	370 sqft
Finished Basement	370 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,600 sqft (0.037 acres)
Garage Type	Attached
Garage Area	190 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02601217
Street Address	14156 GALLOP TER
City	GERMANTOWN
State	MD
Zip	20874-6174
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R90
Legal Description	GERMANTOWN ESTATES
Legal Subdivision	GERMANTOWN ESTATES
Legal Block	Q
Legal Lot Number	523
Jurisdiction	MONTGOMERY MD
Township / Civil Division	2
Census Block Group	2
Census Block	2000
Census Tract	700306

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	14156 GALLOP TER, GERMANTOWN, MD 20874-6174
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 1, 2023	Special Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Oct 29, 2009 · Amount on Record
Deed Book / Page	67331 / 342
Prior Transfer Date	Aug 24, 2010
Prior Transfer Doc	162121
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	14156 GALLOP TER, GERMANTOWN, MD 20874-6174
Transaction Type	Mortgage
Record Updated	Mar 30, 2026
Title Company	TOWNSGATE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14156 GALLOP TER, GERMANTOWN, MD 20874-6174

Mortgage

Document Number	0702310069
Date	Mar 11, 2026
Book Page	70231/69

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 1, 2023
Property Address	14156 GALLOP TER, GERMANTOWN, MD 20874-6174
Document Number	0673310342
Book / Page	67331 / 342
Map Reference	MB 137 PL 15813
Instrument Date	Aug 25, 2023
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	TITLE FORWARD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18021 WILDMAN CT, BOYDS, MD 20841-6018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	14156 GALLOP TER, GERMANTOWN, MD 20874-6174

Mortgage

Document Number	0067331349
Date	Sep 1, 2023
Instrument	67331/349

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$431,833 (+5.54%)	$454,500 (-) Land $150,000 Building $304,500
2025	$5,146.00 (+7.1%)	$409,167 (+12.6%)	$454,500 (+17.59%) Land $150,000 Building $304,500
2024	$4,805.00 (+17.71%)
2023		$363,367 (+6.8%)	$386,500 (-) Land $150,000 Building $236,500
2022	$4,082.00	$340,233	$386,500 Land $150,000 Building $236,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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