14151 Gallop Ter, Germantown, MD 20874 Property Records

Montgomery County property record for 14151 Gallop Ter, Germantown, MD 20874

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,360 sqft · built 1991
Lot Size	0.046 acres (2,000 sqft)
Owner	Individual Name on Record
Last Sale	$355,000 (Aug 2017)
Tax Bill	$4,303 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Apr 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-02601296`

Property Details

APN / Parcel Number

Primary APN	`02-02601296`
Alternative APN	`02601296`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,360 sqft Living Area
1st Floor Area	680 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)
Porch	Open Porch
Porch Area	50 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02601296
Street Address	14151 GALLOP TER
City	GERMANTOWN
State	MD
Zip	20874-6173
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R90
Legal Description	GERMANTOWN ESTATES
Legal Subdivision	GERMANTOWN ESTATES
Legal Block	Q
Legal Lot Number	531
Jurisdiction	MONTGOMERY MD
Township / Civil Division	2
Census Block Group	2
Census Block	2000
Census Tract	700306

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14151 GALLOP TER, GERMANTOWN, MD 20874-6173
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Apr 17, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR
Aug 9, 2017	Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2017 · Amount on Record
Deed Sale	Aug 9, 2017 · Amount on Record
Prior Sale	Feb 15, 2006 · Amount on Record
Deed Book / Page	54708 / 219
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	14151 GALLOP TER, GERMANTOWN, MD 20874-6173
Transaction Type	Mortgage
Record Updated	Aug 11, 2022
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14151 GALLOP TER, GERMANTOWN, MD 20874-6173

Mortgage

Document Number	0640080361
Date	Sep 13, 2021
Book Page	64008/361

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 12, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	14151 GALLOP TER, GERMANTOWN, MD 20874-6173
Document Number	0575880167
Instrument Date	Apr 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 6, 2019
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14151 GALLOP TER GERMANTOWN MD 208746173, GERMANTOWN, MD 20874-6173

Mortgage

Document Number	0575880167
Date	May 20, 2019
Book Page	057588/000167

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Aug 9, 2017
Property Address	14151 GALLOP TER, GERMANTOWN, MD 20874-6173
Document Number	0547080219
Book / Page	54708 / 219
Map Reference	MB137 PL15813
Instrument Date	Aug 4, 2017
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	K K TITLE AND ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14151 GALLOP TER, GERMANTOWN, MD 20874-6173

Mortgage

Document Number	0054708226
Date	Aug 9, 2017
Instrument	54708/226

Lender

Name	CORNERSTONE MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$414,267 (+4.6%)	$432,500 (-) Land $150,000 Building $282,500
2025	$4,303.00 (+23.79%)	$396,033 (+9.12%)	$432,500 (+14.48%) Land $150,000 Building $282,500
2023		$362,933	$377,800 Land $150,000 Building $227,800
2022	$3,476.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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