14160 Gallop Ter, Germantown, MD 20874 Property Records

Montgomery County property record for 14160 Gallop Ter, Germantown, MD 20874

Property Summary

Property Type	Townhouse
Details	3.5 ba · 1,360 sqft · built 1991
Lot Size	0.046 acres (2,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Sep 2025)
Tax Bill	$4,253 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-02601230`

Property Details

APN / Parcel Number

Primary APN	`02-02601230`
Alternative APN	`02601230`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,360 sqft Living Area
Gross Area	1,550 sqft
1st Floor Area	680 sqft
Basement Area	1 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)
Garage Type	Attached
Garage Area	190 sqft
Porch	Open Porch
Porch Area	50 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02601230
Street Address	14160 GALLOP TER
City	GERMANTOWN
State	MD
Zip	20874-6174
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R90
Legal Description	GERMANTOWN ESTATES
Legal Subdivision	GERMANTOWN ESTATES
Legal Block	Q
Legal Lot Number	525
Jurisdiction	MONTGOMERY MD
Township / Civil Division	2
Census Block Group	2
Census Block	2000
Census Tract	700306

Owner

Source: Montgomery County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14160 GALLOP TER, GERMANTOWN, MD 20874-6174
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Sep 17, 2025	Deed, Transfer · Conventional Mortgage TOPONE MORTGAGE INC
Oct 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Prior Sale	Feb 25, 2014 · Amount on Record
Deed Book / Page	69595 / 450
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	14160 GALLOP TER, GERMANTOWN, MD 20874-6174
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14160 GALLOP TER, GERMANTOWN, MD 20874-6174

Mortgage

Document Number	0650530277
Date	Jan 14, 2022
Book Page	65053/277

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	356 Months
Due	Sep 20, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Sep 17, 2025
Property Address	14160 GALLOP TER, GERMANTOWN, MD 20874-6174
Document Number	0695950450
Book / Page	69595 / 450
Map Reference	MB 137 PL 15813
Instrument Date	Sep 11, 2025
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	CARDINAL TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14160 GALLOP TER, GERMANTOWN, MD 20874-6174

Mortgage

Document Number	0069595458
Date	Sep 17, 2025
Instrument	69595/458

Lender

Name	TOPONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	14160 GALLOP TER, GERMANTOWN, MD 20874-6174
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAKESIDE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0583090384
Date	Oct 16, 2019
Book Page	58309/384

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$409,667 (+4.58%)	$427,600 (-) Land $150,000 Building $277,600
2025	$4,253.00 (+23.85%) Homeowner's exemption	$391,733 (+9.11%)	$427,600 (+14.39%) Land $150,000 Building $277,600
2023		$359,033	$373,800 Land $150,000 Building $223,800
2022	$3,434.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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