1415 E Riley Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 1415 E Riley Rd, Owosso, MI 48867 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$199,900 (Oct 2024)
Tax Bill	$2,341 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`003-20-300-006`

Property Details

APN / Parcel Number

Primary APN	`003-20-300-006`
Alternative APN	`0032030000600`

Exterior

Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	1415 E RILEY RD
City	OWOSSO
State	MI
Zip	48867-9463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 20 T8N R3E COM ON SEC LN 214 FT W OF S 14 POST OF SEC E TO S 14 POST N 215.88 FT W 208.19 FT S 216 FT TO BEG 1 ACRE
Legal Range	03E
Legal Township	08N
Legal Section	20
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	NEW HAVEN
Census Block Group	1
Census Block	1047
Census Tract	30100

Owner

Source: Shiawassee County records · APN 003-20-300-006

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1415 E RILEY RD, OWOSSO, MI 48867-9463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Mar 05, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Aug 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION ONE
Aug 09, 2019	Deed of Trust, Mortgage ARBOR FIN'L CU
Mar 25, 2019	Warranty Deed, Transfer HONOR CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 17, 2024 · Amount on Record
Deed Sale	Oct 17, 2024 · Amount on Record
Prior Sale	Mar 25, 2019 · Amount on Record
Deed Document Number	20243385772
Deed Book / Page	1321 / 472
Prior Transfer Date	Feb 27, 2021
Prior Transfer Doc	0012790293
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	1415 E RILEY RD, OWOSSO, MI 48867-9463
Transaction Type	Mortgage
Record Updated	Feb 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 E RILEY RD, OWOSSO, MI 48867-9463

Mortgage

Document Number	0012920789
Date	Feb 11, 2022
Book Page	1292/789
Instrument	3356690

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48076

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2037

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHIAWASSEE MI
Recording Date	Mar 05, 2021
Property Address	1415 E RILEY RD, OWOSSO, MI 48867-9463
Document Number	0012790293
Book / Page	1279 / 293
Instrument Date	Feb 27, 2021
Instrument	3343058
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1415 E RILEY RD, OWOSSO, MI 48867-9463

Mortgage

Document Number	3343059
Date	Mar 05, 2021
Instrument	3343059

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	1415 E RILEY RD, OWOSSO, MI 48867-9463
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 E RILEY RD, OWOSSO, MI 48867-9463

Mortgage

Document Number	0012720209
Date	Aug 25, 2020
Book Page	1272/209
Instrument	3335863

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	1415 E RILEY RD, OWOSSO, MI 48867-9463
Document Number	0012600075
Instrument Date	Aug 09, 2019
Transaction Type	Mortgage
Record Updated	Aug 28, 2019
Title Company	LIGHTHOUSE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1415 E RILEY RD OWOSSO MI 488679463, OWOSSO, MI 48867-9463

Mortgage

Document Number	0012600075
Date	Aug 16, 2019
Book Page	001260/000075
Instrument	3323639

Lender

Name	ARBOR FIN'L CU
Address	KALAMAZOO, MI 49009

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Aug 15, 2029

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Mar 25, 2019
Property Address	1415 E RILEY RD, OWOSSO, MI 48867-9463
Document Number	0012550011
Book / Page	001255 / 000011
Instrument Date	Mar 21, 2019
Instrument	3318521
Transaction Type	Transfer
Record Updated	Apr 09, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$918.75
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1415 E RILEY RD OWOSSO MI 488679463, OWOSSO, MI 48867-9463

Mortgage

Document Number	12550012
Date	Mar 25, 2019
Book Page	001255/000012
Instrument	3318522

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2049

Tax Assessment & Valuation

Source: Shiawassee County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	New Haven Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$88,000 (+10.14%)	$176,000 (+10.14%)
2025	$2,341.00 (+37.95%) Homeowner's exemption	$79,900 (+19.08%)	$159,800 (+19.08%)
2024	$1,697.00 (+10.7%)
2023	$1,533.00 Homeowner's exemption	$67,100	$134,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Shiawassee County (26155C), updated April 12, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 10 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Fiber	1,000 / 1,000
DayStarr	Fiber	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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