1688 E Riley Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 1688 E Riley Rd, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Lot Size	2.5 acres (108,900 sqft)
Owner	2 Individual Names on Record
Last Sale	$287,500 (Apr 2020)
Tax Bill	$3,834 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`003-29-200-002-01`

Property Details

APN / Parcel Number

Primary APN	`003-29-200-002-01`

Exterior

Lot Area	108,900 sqft (2.5 acres)

Location & Zoning

Street Address	1688 E RILEY RD
City	OWOSSO
State	MI
Zip	48867-9681
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 29 T8N R3E COM AT NW COR OF E 100 ACRES OF NE 14 E 218 FT S 500 FT W 218 FT N 500 FT TO BEG 2.5 ACRES
Legal Range	03E
Legal Township	08N
Legal Section	29
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	NEW HAVEN
Census Block Group	1
Census Block	1055
Census Tract	30100

Owner

Source: Shiawassee County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1688 E RILEY RD, OWOSSO, MI 48867-9681
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HORIZON BANK
Apr 20, 2020	Warranty Deed, Transfer · Conventional Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2020 · Amount on Record
Deed Sale	Apr 20, 2020 · Amount on Record
Deed Document Number	20203331963
Deed Book / Page	1268 / 321
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	1688 E RILEY RD, OWOSSO, MI 48867-9681
Transaction Type	Mortgage
Record Updated	Nov 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1688 E RILEY RD, OWOSSO, MI 48867-9681

Mortgage

Document Number	0013010748
Date	Oct 28, 2022
Book Page	1301/748
Instrument	3365753

Lender

Name	HORIZON BANK
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 18, 2027

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Apr 20, 2020
Property Address	1688 E RILEY RD, OWOSSO, MI 48867-9681
Document Number	0012680321
Book / Page	001268 / 000321
Instrument Date	Apr 16, 2020
Instrument	3331963
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,156.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	610 RIDGEVIEW DR CORUNNA MI 488171212, CORUNNA, MI 48817-1212

Mortgage

Document Number	12680322
Date	Apr 20, 2020
Book Page	001268/000322
Instrument	3331964

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2050

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	New Haven Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,900 (+7.51%)	$363,800 (+7.51%)
2025	$3,834.00 (+2.62%) Homeowner's exemption	$169,200 (+18.74%)	$338,400 (+18.74%)
2024	$3,736.00 (+8.04%)
2023	$3,458.00 Homeowner's exemption	$142,500	$285,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
DayStarr Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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