805 E Riley Rd, Owosso, MI 48867 Property Records

Shiawassee County property record for 805 E Riley Rd, Owosso, MI 48867

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,424 sqft · built 1981
Lot Size1.89 acres (82,328 sqft)
Owner2 Individual Names on Record
Last Sale$149,000 (Aug 2003)
Tax Bill$2,379 (2025)
Deeds & MortgagesJan 2017 Line of Credit
May 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN003-19-400-008

Property Details

APN / Parcel Number

Primary APN003-19-400-008
Alternative APN
  • 0031940000800

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,424 sqft Living Area
1st Floor Area1,424 sqft
Basement Area1,274 sqft
Unfinished Basement1,274 sqft

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Architectural StyleRanch
Lot Area82,328 sqft (1.89 acres)
Garage Area600 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address805 E RILEY RD
CityOWOSSO
StateMI
Zip48867-8826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 19 T8N R3E COM ON S SEC LN 495.33 FT W OF SE COR OF SEC W 191.33 FT N01E 430 FT E 191.33 FT S01W 430 FT TO BEG
Legal Range03E
Legal Township08N
Legal Section19
JurisdictionSHIAWASSEE MI
Township / Civil DivisionNEW HAVEN
Census Block Group1
Census Block1048
Census Tract30100

Owner

Source: Shiawassee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address805 E RILEY RD, OWOSSO, MI 48867-8826
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2017Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK EASTERN MICHIGAN
May 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
MICHIGAN STATE UNIVERSITY FCU
Nov 24, 2017Deed of Trust, Mortgage · Conventional with PMI
FIFTH THIRD BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 25, 2003 · Amount on Record
Deed SaleAug 25, 2003 · Amount on Record
Deed Document Number20033106044
Deed Book / Page1044 / 577
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address805 E RILEY RD, OWOSSO, MI 48867-8826
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012290620
DateJan 3, 2017
Book Page1229/0620
Instrument3292924
Lender
NameFIFTH THIRD BANK EASTERN MICHIGAN
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address805 E RILEY RD, OWOSSO, MI 48867-8826
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0012690301
DateMay 28, 2020
Book Page1269/301
Instrument3332942
Lender
NameMICHIGAN STATE UNIVERSITY FCU
TypeCredit Union
AddressEAST LANSING, MI 48823
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHIAWASSEE MI
Property Address805 E RILEY RD, OWOSSO, MI 48867-8826
Document Number0012410108
Instrument DateNov 24, 2017
Transaction TypeMortgage
Record UpdatedAug 29, 2018
Title CompanySOLIDIFI US INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address805 E RILEY RD OWOSSO MI 488678826, OWOSSO, MI 48867-8826

Mortgage

Document Number0012410108
DateDec 12, 2017
Book Page001241/000108
Instrument3304469
Lender
NameFIFTH THIRD BK
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term240 Months
DueDec 11, 2037

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyShiawassee County
County SubdivisionNew Haven Township
Unified School DistrictOwosso Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$129,000 (+7.77%)$258,000 (+7.77%)
2025$2,379.00 (+2.1%) Homeowner's exemption$119,700 (+18.28%)$239,400 (+18.28%)
2024$2,330.00 (+11.16%)
2023$2,096.00 Homeowner's exemption$101,200$202,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Fiber
1,000 / 1,000
DayStarr
Fiber
1,000 / 1,000

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