Chesterfield County property record for 14142 Riverdowns North Ter, Midlothian, VA 23113
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,787 sqft · built 2005 |
| Lot Size | 0.716 acres (31,189 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $900,000 (Dec 2025) |
| Tax Bill | $7,209 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 728-72-75-66-400-000 |
| Primary APN | 728-72-75-66-400-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,787 sqft Finished Area |
| 1st Floor Area | 1,056 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 31,189 sqft (0.716 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 356 sqft |
| Deck Area | 240 sqft |
| Patio Area | 578 sqft |
| Balcony Area | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 498521000 |
|---|---|
| Street Address | 14142 RIVERDOWNS NORTH TER |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23113-3798 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 - SING |
| Legal Description | LENOX FOREST SEC 3 009 |
| Legal Subdivision | LENOX FOREST |
| Legal Lot Number | 9 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | MIDLOTHIAN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 100926 |
14142 Riverdowns North Ter is owned and occupied by two individuals who bought it in December 2025.
Source: Chesterfield County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14142 RIVERDOWNS NORTH TER, MIDLOTHIAN, VA 23113-3798 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Aug 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2025 · Amount on File |
| Deed Sale | Dec 4, 2025 · Amount on File |
| Prior Sale | Jun 30, 2005 · Amount on File |
| Deed Document Number | 202541683 |
| Deed Book / Page | 15087 / 22 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 14142 RIVERDOWNS NORTH TER, MIDLOTHIAN, VA 23113-3798 |
| Document Number | 12879763 |
| Instrument Date | Jul 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 14142 RIVERDOWNS NORTH TER MIDLOTHIAN VA 231133798, MIDLOTHIAN, VA 23113-3798 |
| Document Number | 12879763 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 012879/000763 |
| Instrument | 38017 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 2, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 14142 RIVERDOWNS NORTH TER, MIDLOTHIAN, VA 23113-3798 |
| Document Number | 12075913 |
| Instrument Date | Aug 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|
| Document Number | 12075913 |
|---|---|
| Date | Aug 17, 2018 |
| Book Page | 012075/000913 |
| Instrument | 31135 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 16, 2033 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 14142 Riverdowns North Ter was $7,209.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,209.00 | $807,200 (+6.28%) Land $195,000 Building $612,200 | $807,200 (+6.28%) Land $195,000 Building $612,200 |
| 2025 | $759,500 Land $195,000 Building $564,500 | $759,500 Land $195,000 Building $564,500 | |
| 2023 | $5,990.00 | $655,500 Land $156,000 Building $499,500 | $655,500 Land $156,000 Building $499,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14142 Riverdowns North Ter in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 25 (1979–2010) |
| Claims Outside the SFHA | 2 of 25 |
| Most Recent Claim | Jan 2010 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14142 Riverdowns North Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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