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14137 Riverdowns North Ter, Midlothian, VA 23113 Property Records

Chesterfield County property record for 14137 Riverdowns North Ter, Midlothian, VA 23113

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,503 sqft · built 2005
Lot Size0.595 acres (25,918 sqft)
OwnerIndividual Name on File
Last Sale$520,000 (May 2019)
Tax Bill$6,328 (2026)
Deeds & MortgagesJul 2021 Refinance
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN728-72-75-93-300-000

Property Details

APN / Parcel Number

Primary APN728-72-75-93-300-000
Alternative APN
  • 404933001

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,503 sqft Finished Area
1st Floor Area283 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleOther
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeMasonry
Roof MaterialComposition Shingle
Lot Area25,918 sqft (0.595 acres)
View / LotCul-de-sac
Garage Area693 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area42 sqft
Deck AreaDeck Area
Patio Area750 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number404933001
Street Address14137 RIVERDOWNS NORTH TER
CityMIDLOTHIAN
StateVA
Zip23113-3798
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15 - SING
Legal DescriptionLENOX FOREST SEC 3 012
Legal SubdivisionLENOX FOREST
Legal Lot Number12
JurisdictionCHESTERFIELD VA
Township / Civil DivisionMIDLOTHIAN
Census Block Group3
Census Block3000
Census Tract100926

Owner

14137 Riverdowns North Ter is owned and occupied by an individual who bought it in May 2019.

Source: Chesterfield County records, as of October 6, 2026

Owner of RecordIndividual Name on File
Mailing Address14137 RIVERDOWNS NORTH TER, MIDLOTHIAN, VA 23113-3798
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CAPITAL CENTER LLC
Jun 26, 2020Deed of Trust, Mortgage · Conventional with PMI
TRUIST BK
May 22, 2019Warranty Deed, Transfer
SUNTRUST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 22, 2019 · Amount on File
Deed SaleMay 22, 2019 · Amount on File
Deed Document Number201918123
Deed Book / Page12314 / 268
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address14137 RIVERDOWNS NORTH TER, MIDLOTHIAN, VA 23113-3798
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number013499-536
DateJul 1, 2021
Book Page13499/536
Instrument2021042685
Lender
NameCAPITAL CENTER LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term180 Months
DueJul 1, 2036
Interest
Rate TypeFixed Rate

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address14137 RIVERDOWNS NORTH TER, MIDLOTHIAN, VA 23113-3798
Document Number12830671
Instrument DateJun 26, 2020
Transaction TypeMortgage
Record UpdatedJul 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address14137 RIVERDOWNS NORTH TER MIDLOTHIAN VA 231133798, MIDLOTHIAN, VA 23113-3798

Mortgage

Document Number12830671
DateJul 6, 2020
Book Page012830/000671
Instrument31890
Lender
NameTRUIST BK
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 5, 2050
Interest
Rate TypeFixed Rate

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateMay 22, 2019
Property Address14137 RIVERDOWNS NORTH TER, MIDLOTHIAN, VA 23113-3798
Document Number12314268
Book / Page012314 / 000268
Instrument DateMay 13, 2019
Instrument18123
Transaction TypeTransfer
Record UpdatedJun 4, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$520.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14137 RIVERDOWNS NORTH TER MIDLOTHIAN VA 231133798, MIDLOTHIAN, VA 23113-3798

Mortgage

Document Number12314272
DateMay 22, 2019
Book Page012314/000272
Instrument18124
Lender
NameSUNTRUST BK
TypeBank
Agreement
AmountAmount on Record
Term180 Months
DueMay 21, 2034
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 14137 Riverdowns North Ter was $6,328.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,328.00$708,300 (+0.6%) Land $195,000 Building $513,300$708,300 (+0.6%) Land $195,000 Building $513,300
2025$704,100 Land $195,000 Building $509,100$704,100 Land $195,000 Building $509,100
2023$5,657.00$618,900 Land $156,000 Building $462,900$618,900 Land $156,000 Building $462,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14137 Riverdowns North Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims25 (1979–2010)
Claims Outside the SFHA2 of 25
Most Recent ClaimJan 2010 · other causes
Claims by Event
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14137 Riverdowns North Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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