1414 River Way, Spring Branch, TX 78070 Property Records

Comal County property record for 1414 River Way, Spring Branch, TX 78070

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,494 sqft · built 2006
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Individual Names on File
Last Sale	$606,300 (Nov 2017)
Tax Bill	$11,673 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-0712-0032-00`

Property Details

APN / Parcel Number

Primary APN	`45-0712-0032-00`
Alternative APN	`49797`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	4,494 sqft Living Area
Gross Area	5,823 sqft
1st Floor Area	4,494 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	88,427 sqft
Garage Type	Attached
Garage Area	842 sqft
Parking Spaces	3 Parking Spaces
Pool Area	1 sqft
Porch	Covered Porch
Porch Area	946 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	1414 RIVER WAY
City	SPRING BRANCH
State	TX
Zip	78070-5961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER CROSSING, LOT 32
Legal Subdivision	RIVER CROSSING
Legal Block	3
Legal Lot Number	32
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	3
Census Block	3009
Census Tract	310703

Owner

1414 River Way is owned and occupied by two individuals who bought it in November 2017.

Source: Comal County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1414 RIVER WAY, SPRING BRANCH, TX 78070-5961
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION
Nov 7, 2017	Warranty Deed, Transfer SAGE CAP BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2017 · Amount on File
Deed Sale	Nov 7, 2017 · Amount on File
Prior Sale	Jul 9, 2014 · Amount on File
Deed Document Number	201749311
Prior Transfer Date	Nov 3, 2017
Prior Transfer Doc	0000049311
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	1414 RIVER WAY, SPRING BRANCH, TX 78070-5961
Transaction Type	Mortgage
Record Updated	Mar 23, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMER LENDERS ADVANTAGE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006012115
Date	Mar 14, 2022
Instrument	202206012115

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COMAL TX
Recording Date	Nov 7, 2017
Property Address	1414 RIVER WAY, SPRING BRANCH, TX 78070-5961
Document Number	0006049311
Instrument Date	Nov 3, 2017
Instrument	6049311
Transaction Type	Transfer
Record Updated	Sep 11, 2020
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1414 RIVER WAY SPRING BRANCH TX 780705961, SPRING BRANCH, TX 78070-5961

Mortgage

Document Number	6049312
Date	Nov 7, 2017
Instrument	6049312

Lender

Name	SAGE CAP BK NA
Type	Bank
Address	GONZALES, TX 78629

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1414 River Way was $11,673 with a homeowner's exemption, up 6.4% from the year before.

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,032,620 (-2.04%) Land $199,650 Building $832,970	$1,032,620 (-2.04%) Land $199,650 Building $832,970
2025	$11,673.00 (+6.36%) Homeowner's exemption	$1,054,080 Land $199,650 Building $854,430	$1,054,080 Land $199,650 Building $854,430
2024	$10,975.00
2023		$1,201,050 Land $199,650 Building $1,001,400	$1,201,050 Land $199,650 Building $1,001,400
2022	$9,365.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1414 River Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	4 (2013–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1414 River Way is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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