1392 River Way, Spring Branch, TX 78070 Property Records

Comal County property record for 1392 River Way, Spring Branch, TX 78070

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,571 sqft · built 2002
Lot Size	2.01 acres (87,991 sqft)
Owner	2 Individual Names on File
Last Sale	$545,600 (Nov 2021)
Tax Bill	$8,591 (2025)
Deeds & Mortgages	Feb 2024 Transfer Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`45-0712-0031-00`

Property Details

APN / Parcel Number

Primary APN	`45-0712-0031-00`
Alternative APN	`49796`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,571 sqft Living Area
Gross Area	4,972 sqft
1st Floor Area	4,020 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	87,991 sqft
Garage Type	Attached
Garage Area	993 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Covered Porch
Porch Area	901 sqft
Patio Area	223 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic

Location & Zoning

Street Address	1392 RIVER WAY
City	SPRING BRANCH
State	TX
Zip	78070-5932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER CROSSING, LOT 31, LIFE ESTATE LIFE ESTATE
Legal Subdivision	RIVER CROSSING
Legal Block	3
Legal Lot Number	31
Jurisdiction	COMAL TX
Township / Civil Division	CANYON LAKE
Census Block Group	3
Census Block	3009
Census Tract	310703

Owner

1392 River Way is owned and occupied by two individuals who acquired it in January 2024.

Source: Comal County records, as of September 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2468 COUNTY ROAD 357, LA VERNIA, TX 78121-4396
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Transfer on Death Deed, Transfer
Nov 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jun 23, 2020	Deed of Trust, Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2021 · Amount on File
Deed Sale	Nov 2, 2021 · Amount on File
Prior Sale	Apr 1, 2014
Deed Document Number	202156916
Last Transfer Date	Jan 3, 2024
Transfer Doc	0000003567
Record Updated	Oct 29, 2026

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	COMAL TX
Recording Date	Feb 6, 2024
Property Address	1392 RIVER WAY, SPRING BRANCH, TX 78070-5932
Document Number	0006003567
Map Reference	VOL 13 PG 110-114
Instrument Date	Jan 3, 2024
Instrument	202406003567
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1392 RIVER WAY, SPRING BRANCH, TX 78070-5932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2468 COUNTY ROAD 357, LA VERNIA, TX 78121-4396

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COMAL TX
Recording Date	Nov 2, 2021
Property Address	1392 RIVER WAY, SPRING BRANCH, TX 78070-5932
Document Number	0006056916
Map Reference	VOL 13 PG 110-114
Instrument Date	Oct 25, 2021
Instrument	202106056916
Transaction Type	Transfer
Record Updated	Nov 11, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1392 RIVER WAY, SPRING BRANCH, TX 78070-5932

Mortgage

Document Number	0006056917
Date	Nov 2, 2021
Instrument	202106056917

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COMAL TX
Property Address	1392 RIVER WAY, SPRING BRANCH, TX 78070-5932
Document Number	0006025527
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1392 RIVER WAY SPRING BRANCH TX 780705932, SPRING BRANCH, TX 78070-5932

Mortgage

Document Number	0006025527
Date	Jul 1, 2020
Instrument	6025527

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1392 River Way was $8,591 with a homeowner's exemption, down 11.2% from the year before.

Source: Comal County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Comal County
Unified School District	Comal Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$774,283 (-11.57%) Land $199,040 Building $575,243	$774,283 (-11.57%) Land $199,040 Building $575,243
2025	$8,591.00 (-11.18%) Homeowner's exemption	$875,550 Land $199,040 Building $676,510	$875,550 Land $199,040 Building $676,510
2024	$9,672.00
2023		$990,780 Land $199,040 Building $791,740	$990,780 Land $199,040 Building $791,740
2022	$8,280.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1392 River Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Nearby Flood Policies	35 in force
Nearby Flood Claims	4 (2013–2015)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Oct 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1392 River Way is moderate, ranking above 50% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GVTC Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

May also be available: Spectrum, T-Mobile, Verizon.

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