Comal County property record for 1320 River Way, Spring Branch, TX 78070
| Property Type | Single Family Home |
|---|---|
| Details | 7 ba · 2,962 sqft · built 2001 |
| Lot Size | 2.03 acres (88,862 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,279 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-0712-0029-00 |
| Primary APN | 45-0712-0029-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 7 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,962 sqft Living Area |
| Gross Area | 3,666 sqft |
| 1st Floor Area | 2,962 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Stucco |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 88,862 sqft |
| Garage Type | Attached |
| Garage Area | 660 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Covered Porch |
| Porch Area | 234 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Sports Court | Sports Court |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Street Address | 1320 RIVER WAY |
|---|---|
| City | SPRING BRANCH |
| State | TX |
| Zip | 78070-5932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER CROSSING, LOT 29 |
| Legal Subdivision | RIVER CROSSING |
| Legal Block | 3 |
| Legal Lot Number | 29 |
| Jurisdiction | COMAL TX |
| Township / Civil Division | CANYON LAKE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 310703 |
1320 River Way is owned and occupied by two individuals who acquired it in June 2025.
Source: Comal County records, as of September 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1320 RIVER WAY, SPRING BRANCH, TX 78070-5932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2025 |
| Deed Sale | Jun 23, 2025 |
| Prior Sale | Nov 1, 2017 · Amount on File |
| Deed Document Number | 202518804 |
| Prior Transfer Date | Oct 31, 2017 |
| Prior Transfer Doc | 0000048546 |
| Record Updated | Oct 29, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Nov 1, 2017 |
| Property Address | 1320 RIVER WAY, SPRING BRANCH, TX 78070-5932 |
| Document Number | 0006048546 |
| Map Reference | VOL13 PG110-114 |
| Instrument Date | Oct 31, 2017 |
| Instrument | 201706048546 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 1320 RIVER WAY, SPRING BRANCH, TX 78070-5932 |
| Document Number | 0006048547 |
|---|---|
| Date | Nov 1, 2017 |
| Instrument | 201706048547 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2047 |
The 2025 property tax bill for 1320 River Way was $7,279, up 3.8% from the year before.
Source: Comal County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Unified School District | Comal Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $691,020 (-1.68%) Land $200,260 Building $490,760 | $691,020 (-1.68%) Land $200,260 Building $490,760 | |
| 2025 | $7,279.00 (+3.81%) Homeowner's exemption | $702,810 Land $200,260 Building $502,550 | $702,810 Land $200,260 Building $502,550 |
| 2024 | $7,012.00 | ||
| 2023 | $790,900 Land $200,260 Building $590,640 | $790,900 Land $200,260 Building $590,640 | |
| 2022 | $11,814.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1320 River Way in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 4 (2013–2015) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1320 River Way is moderate, ranking above 50% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 75% of Texas |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLWSC CANYON LAKE SHORES private · serves 44,196 people · EPA ID TX0460019 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Total trihalomethanes not recorded as resolved · Apr 2026 Turbidity resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GVTC Fiber | 5,000 / 5,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Spectrum, T-Mobile, Verizon.
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