1414 E Stewart Rd, Midland, MI 48640 Property Records

Midland County property record for 1414 E Stewart Rd, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,652 sqft · built 1998
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Nov 2020)
Tax Bill	$10,545 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Feb 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-035-400-210-00`

Property Details

APN / Parcel Number

Primary APN	`040-035-400-210-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,652 sqft Living Area
1st Floor Area	2,060 sqft
Basement Area	1,592 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	435,600 sqft (10 acres)
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1414 E STEWART RD
City	MIDLAND
State	MI
Zip	48640-9573
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 35 T14N R1E COMM 493 W OF THE E 1/4 COR, S 1123.15 FT TO A PT 200 FT N OF S 1/8 LI, W 388 FT, N 1123.15 FT, E 388 FT.
Legal Range	01E
Legal Township	14N
Legal Section	35
Jurisdiction	MIDLAND MI
Township / Civil Division	HOMER
Census Block Group	4
Census Block	4013
Census Tract	291200

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1414 E STEWART RD, MIDLAND, MI 48640-9573
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Feb 12, 2021	Intrafamily Transfer, Transfer CROSSROADS TITLE
Nov 19, 2020	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jan 12, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2020 · Amount on Record
Deed Sale	Nov 19, 2020 · Amount on Record
Prior Sale	Oct 24, 2016 · Amount on Record
Deed Book / Page	1639 / 1154
Last Transfer Date	Feb 12, 2021
Transfer Doc	1642/623
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	1414 E STEWART RD, MIDLAND, MI 48640-9573
Transaction Type	Mortgage
Record Updated	Jul 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1414 E STEWART RD, MIDLAND, MI 48640-9573

Mortgage

Document Number	01665/1164
Date	Jun 21, 2023
Book Page	1665/1164

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 30, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Feb 12, 2021
Property Address	1414 E STEWART RD, MIDLAND, MI 48640-9573
Document Number	1642/623
Book / Page	1642 / 623
Instrument Date	Feb 12, 2021
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	CROSSROADS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12799 W RIDGE CIR, FREELAND, MI 48623-9554

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Nov 19, 2020
Property Address	1414 E STEWART RD, MIDLAND, MI 48640-9573
Document Number	1639/1154
Book / Page	1639 / 1154
Instrument Date	Nov 13, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1414 E STEWART RD, 1414, MIDLAND, MI 48640-9573

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12799 W RIDGE CIR, FREELAND, MI 48623-9554

Mortgage

Document Number	16391155
Date	Nov 19, 2020
Instrument	1639/1155

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDLAND MI
Recording Date	Jan 12, 2017
Property Address	1414 E STEWART RD, MIDLAND, MI 48640-9573
Document Number	1602/0790
Book / Page	1602 / 0790
Instrument Date	Jan 11, 2017
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1414 E STEWART RD, 1414, MIDLAND, MI 48640-9573

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1414 E STEWART RD, MIDLAND, MI 48640-9573

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Homer Township
Unified School District	Bullock Creek School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$404,300 (+4.15%)	$808,600 (+4.15%)
2025	$10,545.00 (+1.94%) Homeowner's exemption	$388,200	$776,400
2024	$10,344.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1986–2017)
Most Recent Claim	Jun 2017 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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