1408 E Stewart Rd, Midland, MI 48640 Property Records

Midland County property record for 1408 E Stewart Rd, Midland, MI 48640

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,296 sqft · built 1943
Lot Size8.38 acres (365,033 sqft)
OwnerIndividual Name on Record
Last Sale$202,000 (Sep 2022)
Tax Bill$2,722 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Sep 2022 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN040-035-400-230-00

Property Details

APN / Parcel Number

Primary APN040-035-400-230-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,296 sqft Living Area
1st Floor Area1,296 sqft
Basement Area1,296 sqft

Exterior

Year BuiltBuilt 1943
Effective Year BuiltEffective 1943
Lot Area365,033 sqft (8.38 acres)
Garage Area864 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address1408 E STEWART RD
CityMIDLAND
StateMI
Zip48640-9573
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 35 T14N R1E COM 881 FT W OF E 1/4 COR, S 1123 FT, W 325 FT, N 1122.86 FT, E 325 FT
Legal Range01E
Legal Township14N
Legal Section35
JurisdictionMIDLAND MI
Township / Civil DivisionHOMER
Census Block Group4
Census Block4013
Census Tract291200

Owner

Source: Midland County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1408 E STEWART RD, MIDLAND, MI 48640-9573
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 13, 2022Warranty Deed, Transfer · USDA Mortgage
CALIBER HOME LOANS INC
Sep 13, 2022Intrafamily Transfer, Transfer
Jul 28, 2021Intrafamily Transfer, Transfer
Jul 27, 2021Warranty Deed, Transfer · VA Mortgage
GOLD STAR MORTGAGE FINANCIAL GROUP
Aug 23, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 13, 2022 · Amount on Record
Deed SaleSep 13, 2022 · Amount on Record
Prior SaleJul 27, 2021 · Amount on Record
Deed Book / Page1659 / 1442
Prior Transfer DateJul 12, 2022
Prior Transfer Doc01659/1441
Record UpdatedSep 20, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateSep 13, 2022
Property Address1408 E STEWART RD, MIDLAND, MI 48640-9573
Document Number01659/1442
Book / Page1659 / 1442
Instrument DateSep 9, 2022
Transaction TypeTransfer
Record UpdatedSep 30, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,515.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address281 CHINQUAPIN DR, 281, LYNDHURST, VA 22952-2909

Transferred To (Grantee/Buyer)

NameVerified Name
Address8978 DELWOOD DR, FREELAND, MI 48623-9705

Mortgage

Document Number0016591443
DateSep 13, 2022
Instrument1659/1443
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIDLAND MI
Recording DateSep 13, 2022
Property Address1408 E STEWART RD, MIDLAND, MI 48640-9573
Document Number01659/1441
Book / Page1659 / 1441
Instrument DateJul 12, 2022
Transaction TypeTransfer
Record UpdatedSep 30, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4382 HICKORYWOOD DR, 4382, OKEMOS, MI 48864-3075

Transferred To (Grantee/Buyer)

NameVerified Name
Address1408 E STEWART RD, MIDLAND, MI 48640-9573

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMIDLAND MI
Recording DateJul 28, 2021
Property Address1408 E STEWART RD, MIDLAND, MI 48640-9573
Document Number1648/303
Book / Page1648 / 303
Instrument DateJul 21, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5800 E LONG LAKE RD, HARRISON, MI 48625-8877

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateJul 27, 2021
Property Address1408 E STEWART RD, MIDLAND, MI 48640-9573
Document Number1648/211
Book / Page1648 / 211
Instrument DateJul 21, 2021
Transaction TypeTransfer
Record UpdatedAug 11, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,320.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Partial Interest
  • Partial Parcel

Transferred From (Grantor/Seller)

NameVerified Name
Address1414 E STEWART RD, 1414, MIDLAND, MI 48640-9573

Transferred To (Grantee/Buyer)

NameVerified Name
Address5800 E LONG LAKE RD, HARRISON, MI 48625-8877

Mortgage

Document Number1648212
DateJul 27, 2021
Instrument1648/212
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIDLAND MI
Recording DateAug 23, 2019
Property Address1408 E STEWART RD, MIDLAND, MI 48640-9573
Document Number01626/01307
Book / Page01626 / 01307
Instrument DateAug 19, 2019
Instrument01626-01307
Transaction TypeTransfer
Record UpdatedMay 18, 2021

Transaction

AmountAmount Recorded
Tax$688.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1735 E STEWART RD, 1735, MIDLAND, MI 48640-9504

Transferred To (Grantee/Buyer)

NameVerified Name
Address1414 E STEWART RD, MIDLAND, MI 48640-9573

Tax Assessment & Valuation

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
County SubdivisionHomer Township
Unified School DistrictBullock Creek School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$84,000$168,000
2025$2,722.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims2 (1986–2017)
Most Recent ClaimJun 2017 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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