Midland County property record for 1259 E Stewart Rd, Midland, MI 48640
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,920 sqft |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,370 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jan 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 040-035-100-210-00 |
| Primary APN | 040-035-100-210-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,920 sqft |
| Lot Area | 87,120 sqft (2 acres) |
|---|---|
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1259 E STEWART RD |
|---|---|
| City | MIDLAND |
| State | MI |
| Zip | 48640-9572 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 35 T14N R1E COM AT CEN OF SEC, TH N 419 FT, E 208 FT, S 419 FT, W 208 FT |
| Legal Range | 01E |
| Legal Township | 14N |
| Legal Section | 35 |
| Jurisdiction | MIDLAND MI |
| Township / Civil Division | HOMER |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 291200 |
Source: Midland County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1259 E STEWART RD, MIDLAND, MI 48640-9572 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2026 | Deed of Trust, Mortgage · Line of Credit WILDFIRE CU |
| Jan 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage WILDFIRE CU |
| May 30, 2023 | Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU |
| May 11, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 10, 2023 |
| Transfer Doc | 01664/1362 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 1259 E STEWART RD, MIDLAND, MI 48640-9572 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1259 E STEWART RD, MIDLAND, MI 48640-9572 |
| Document Number | 2026R00181 |
|---|---|
| Date | Jan 8, 2026 |
| Instrument | 2026R-00181 |
| Name | WILDFIRE CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48605 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Dec 30, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 1259 E STEWART RD, MIDLAND, MI 48640-9572 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1259 E STEWART RD, MIDLAND, MI 48640-9572 |
| Document Number | 2026R00180 |
|---|---|
| Date | Jan 8, 2026 |
| Instrument | 2026R-00180 |
| Name | WILDFIRE CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48605 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDLAND MI |
| Property Address | 1259 E STEWART RD, MIDLAND, MI 48640-9572 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2462 E STEWART RD, MIDLAND, MI 48640-8938 |
| Document Number | 001665/429 |
|---|---|
| Date | May 30, 2023 |
| Book Page | 1665/429 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jun 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Type Change Date | Jun 1, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 12% |
| Index | 1-Year CMT |
| Max Rate | 12% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MIDLAND MI |
| Recording Date | May 11, 2023 |
| Property Address | 1259 E STEWART RD, MIDLAND, MI 48640-9572 |
| Document Number | 01664/1362 |
| Book / Page | 1664 / 1362 |
| Instrument Date | Feb 11, 2022 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1405 E STEWART RD, MIDLAND, MI 48640-9573 |
| Name | Verified Name |
|---|---|
| Address | 1405 E STEWART RD, MIDLAND, MI 48640-9573 |
Source: Midland County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Midland County |
| County Subdivision | Homer Township |
| Unified School District | Bullock Creek School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,400 (+3.19%) | $394,800 (+3.19%) | |
| 2025 | $4,370.00 (+2.1%) Homeowner's exemption | $191,300 | $382,600 |
| 2024 | $4,280.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1986–2017) |
| Most Recent Claim | Jun 2017 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370 |
|---|---|
| Water Source | Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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