1414 Amber Wave Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 1414 Amber Wave Dr, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,580 sqft · built 1997
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on Record
Last Sale$328,000 (Oct 2021)
Tax Bill$4,413 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNA952001188

Property Details

APN / Parcel Number

Primary APNA952001188
Alternative APN
  • 2-0060-7184-00-0394.0000000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,580 sqft Living Area
Gross Area4,092 sqft
1st Floor Area1,296 sqft
Basement Area1,272 sqft
Finished Basement180 sqft
Unfinished Basement1,092 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area11,761 sqft (0.27 acres)
TerrainRolling
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area96 sqft
Deck AreaDeck Area
Patio Area168 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA952001188
Street Address1414 AMBER WAVE DR
CityO FALLON
StateMO
Zip63366-8493
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPATRIOTS LANDING #1 LOT 394
Legal SubdivisionPATRIOTS LANDING #1
Legal Lot Number394
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group1
Census Block1013
Census Tract311738

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1414 AMBER WAVE DR, O FALLON, MO 63366-8493
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 18, 2021 · Amount on Record
Deed SaleOct 18, 2021 · Amount on Record
Prior SaleOct 18, 2021 · Amount on Record
Deed Document Number202186110
Prior Transfer DateOct 15, 2021
Prior Transfer Doc0000086109
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateOct 18, 2021
Property Address1414 AMBER WAVE DR, O FALLON, MO 63366-8493
Document Number2021R086110
Map ReferenceMB 32 PG 95-99
Instrument DateOct 14, 2021
Instrument2021R-086110
Transaction TypeTransfer
Record UpdatedNov 1, 2021
Title CompanyFREEDOM TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1414 AMBER WAVE DR, O FALLON, MO 63366-8493

Mortgage

Document Number2021R086111
DateOct 18, 2021
Instrument2021R-086111
Lender
NameAMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$68,772 (-)$361,956 (-) Land $70,000 Building $291,956
2025$4,413.00 (+7.69%)$68,772 (+10.95%)$361,956 (+10.95%) Land $70,000 Building $291,956
2024$4,098.00
2023$61,986
2022$326,241 Land $50,000 Building $276,241

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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