St. Charles County property record for 1403 Amber Wave Dr, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,910 sqft · built 1996 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,001 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jun 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A952001126 |
| Primary APN | A952001126 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,910 sqft Living Area |
| 1st Floor Area | 1,014 sqft |
| Basement Area | 938 sqft |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Lot Area | 12,197 sqft (0.28 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 100 sqft |
| Patio Area | 367 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Account Number | A952001126 |
|---|---|
| Old Parcel Number | A952001126 |
| Street Address | 1403 AMBER WAVE DR |
| City | O FALLON |
| State | MO |
| Zip | 63366-8496 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PATRIOTS LANDING #1 LOT 332 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | PATRIOTS LANDING #1 |
| Legal Lot Number | 332 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 311738 |
Source: St. Charles County records, as of March 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1403 AMBER WAVE DR, O FALLON, MO 63366-8496 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 12, 2026 | Intrafamily Transfer, Transfer · Line of Credit WEST COMMUNITY CU |
| Jun 16, 2023 | Beneficiary Deed, Transfer |
| Oct 6, 2020 | Affidavit of Death, Transfer NOT AVAILABLE |
| Oct 6, 2020 | Grant Deed, Transfer FLAT BR MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2023 |
| Deed Sale | Jun 16, 2023 |
| Prior Sale | Oct 6, 2020 |
| Deed Document Number | 0000023397 |
| Last Transfer Date | Jan 12, 2026 |
| Transfer Doc | 0000001594 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 12, 2026 |
| Property Address | 1403 AMBER WAVE DR, O FALLON, MO 63366-8496 |
| Document Number | 0000001594 |
| Map Reference | MB 32 PG 95-99 |
| Instrument Date | Dec 3, 2025 |
| Instrument | 2026R-001594 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE COMPANY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1403 AMBER WAVE DR, O FALLON, MO 63366-8496 |
| Name | Verified Name |
|---|---|
| Address | 1403 AMBER WAVE DR, O FALLON, MO 63366-8496 |
| Document Number | 0000001595 |
|---|---|
| Date | Jan 12, 2026 |
| Instrument | 2026R-001595 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Dec 1, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 16, 2023 |
| Property Address | 1403 AMBER WAVE DR, O FALLON, MO 63366-8496 |
| Document Number | 0000023397 |
| Map Reference | MB 32 PG 95-99 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 2023R-023397 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1403 AMBER WAVE DR, O FALLON, MO 63366-8496 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 6, 2020 |
| Property Address | 1403 AMBER WAVE DR, O FALLON, MO 63366-8496 |
| Document Number | 0000075058 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 75058 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6460 CAROL LN CEDAR HILL MO 630162433, CEDAR HILL, MO 63016-2433 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 6, 2020 |
| Property Address | 1403 AMBER WAVE DR, O FALLON, MO 63366-8496 |
| Document Number | 0000075059 |
| Instrument Date | Sep 29, 2020 |
| Instrument | 75059 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2020 |
| Title Company | CTC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1403 AMBER WAVE DR O FALLON MO 633668496, O FALLON, MO 63366-8496 |
| Document Number | 75060 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 75060 |
| Name | FLAT BR MTG |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 5, 2050 |
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,001.00 (+9.56%) | $62,290 (+11.55%) | $327,844 (+11.55%) |
| 2023 | $55,841 (+8.75%) | ||
| 2022 | $3,652.00 | $51,346 | $293,899 (+8.75%) Land $50,000 Building $243,899 |
| 2021 | $270,241 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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